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Read about what causes changes in your Belen, New Mexico Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Belen, NM is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Belen, NM & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Belen 4 Beds, 1 Bath, 1950 sqft $123,000 $54
Sedillo 3 Beds, 1 Bath, 1,820 sqft $136,000 $46
Escondida 3 Beds, 2 Baths, 1,610 sqft $108,000 $44
Tijeras 3 Beds, 1 Bath, 1,380 sqft $74,000 $31
Tome 2 Beds, 1 Bath, 1,200 sqft $84,000 $31
San Fidel 2 Beds, 1 Bath, 1,560 sqft $105,000 $50
Sandia Knolls 2 Beds, 1 Bath, 1,130 sqft $86,000 $23
Luis Lopez 4 Beds, 2 Baths, 2,370 sqft $265,000 $48
Adelino 4 Beds, 2 Baths, 2,480 sqft $153,000 $39
Cedro 4 Beds, 1 Bath, 2,350 sqft $163,000 $80
Sausal 3 Beds, 2 Baths, 1,980 sqft $103,000 $55
Sandia Heights 4 Beds, 1 Bath, 1,950 sqft $119,000 $47
Bernalillo 4 Beds, 1 Bath, 2,740 sqft $220,000 $61
Los Lunas 3 Beds, 1 Bath, 1,270 sqft $149,000 $40
Rio Communities 3 Beds, 1 Bath, 1,820 sqft $195,000 $48
Bernalillo 4 Beds, 1 Bath, 2,530 sqft $260,000 $100
Belen 4 Beds, 2 Baths, 2,090 sqft $145,000 $50
Albuquerque 4 Beds, 2 Baths, 2,200 sqft $138,000 $45
Chamizal 3 Beds, 1 Bath, 2,280 sqft $263,000 $44
Manzano 4 Beds, 3 Baths, 2,700 sqft $180,000 $69
Rio Rancho 3 Beds, 2 Baths, 1,690 sqft $161,000 $42

If your Belen, NM home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Belen:

Claim Typical Claim Amount
FIRE $20,500
PHYSICAL DAMAGE $1,500
WIND $5,000

Your Belen, NM insurance agent (see examples below) can help with your claims.

  • Travelers: Rio Grande Financial Network, 120 don diego , Los Lunas, NM, 87031
  • State Farm: Brian Alexander, 526 sun rnch vlg loop, Los Lunas, NM, 87031-4869 505-866-7400
  • Liberty Mutual Independent: Justice Insurance Specialists, 211 s main st, Belen, NM, 87002 (505) 515-0010
  • Allstate: Adrian Arthur Baca, 209 hwy 314 sw, Los Lunas, NM, 87031 (505) 865-0596
  • Farmers: Amanda Vigil, 400 main st nw, Los Lunas, NM, 87031 (505) 865-6422

Your Background Impacts Your Home Insurance Quotes

Here is a list of Belen, NM homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score $75 to $100,000 2 Pets, Non-Smoker $680
Retired 800-850 Credit Score <$25,000 No Pets, Smoker $1,010
Part Time Job 750-799 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $140