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Some really great indicators on Taos, New Mexico Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Taos, NM is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Taos, NM & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Taos 3 Beds, 2 Baths, 1290 sqft $105,000 $48
Peak Place 2 Beds, 1 Bath, 1,720 sqft $228,000 $60
Pojoaque 3 Beds, 2 Baths, 1,450 sqft $116,000 $53
Truchas 3 Beds, 2 Baths, 2,190 sqft $299,000 $53
Cuyamungue 3 Beds, 2 Baths, 1,390 sqft $160,000 $50
El Valle de Arroyo Seco 3 Beds, 1 Bath, 2,380 sqft $347,000 $109
Lyden 2 Beds, 1 Bath, 1,700 sqft $216,000 $59
Nambe 2 Beds, 1 Bath, 1,000 sqft $134,000 $30
La Puebla 3 Beds, 2 Baths, 1,730 sqft $256,000 $76
Cordova 2 Beds, 1 Bath, 1,440 sqft $137,000 $61
Red River 3 Beds, 1 Bath, 1,430 sqft $160,000 $65
Alcalde 2 Beds, 1 Bath, 1,140 sqft $130,000 $42
Mora 3 Beds, 2 Baths, 2,090 sqft $199,000 $42
La Madera 2 Beds, 1 Bath, 1,020 sqft $186,000 $53
El Duende 3 Beds, 2 Baths, 2,060 sqft $252,000 $91
Ute Park 2 Beds, 1 Bath, 1,670 sqft $232,000 $80
Wagon Mound 2 Beds, 1 Bath, 1,310 sqft $145,000 $58
Arroyo Seco 2 Beds, 1 Bath, 1,180 sqft $162,000 $61
Talpa 2 Beds, 1 Bath, 1,370 sqft $144,000 $36
Cuyamungue Grant 3 Beds, 1 Bath, 2,110 sqft $274,000 $77
Cundiyo 2 Beds, 1 Bath, 1,270 sqft $167,000 $40

If your Taos, NM home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Taos:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $500
PHYSICAL DAMAGE $1,500
WIND $5,000

Your Taos, NM insurance agent (see examples below) can help with your claims.

  • Travelers: Tucumcari General Ins Agency Inc, 3417 hwy 434, Angel Fire, NM, 87710 575-377-2347
  • State Farm: Wanda Lucero, 211 kit carson road, Taos, NM, 87571-6406 575-737-5433
  • Allstate: Lisa Gallegos, 1128d paseo del pueblo sur, Taos, NM, 87571 (575) 758-3308
  • Liberty Mutual Independent: Beaudry Insurance Agency Inc., 603 paseo del pueblo norte, Taos, NM, 87571 (575) 758-8106
  • Farmers: Thomas Gutierrez, 1033 paseo del pueblo sur ste f, Taos, NM, 87571 (575) 758-4618

Your Background Impacts Your Home Insurance Quotes

Here is a list of Taos, NM homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score <$25,000 2 Pets, Non-Smoker $1,310
Part Time Job 800-850 Credit Score $25 to 50,000 3 Pets, Smoker $160
Retired Up to 499 Credit Score No Income No Pets, Smoker $90