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Alamogordo, NM Home Insurance Rates - What Drives It?

The variables explained here drive your Alamogordo, New Mexico Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Alamogordo, NM is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Alamogordo, NM & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Alamogordo 2 Beds, 1 Bath, 1150 sqft $69,000 $41
Radium Springs 2 Beds, 1 Bath, 1,140 sqft $74,000 $30
White Sands 2 Beds, 1 Bath, 1,060 sqft $69,000 $23
La Luz 2 Beds, 1 Bath, 1,670 sqft $119,000 $46
Chaparral 4 Beds, 3 Baths, 2,370 sqft $181,000 $79
Mesilla 4 Beds, 3 Baths, 3,130 sqft $292,000 $68
Organ 3 Beds, 2 Baths, 2,030 sqft $148,000 $33
Sacramento 2 Beds, 1 Bath, 1,630 sqft $135,000 $43
Timberon 3 Beds, 1 Bath, 1,740 sqft $89,000 $40
High Rolls 3 Beds, 1 Bath, 1,200 sqft $79,000 $38
Cloudcroft 2 Beds, 1 Bath, 1,710 sqft $107,000 $38
Holloman AFB 3 Beds, 2 Baths, 2,120 sqft $144,000 $52
Alamogordo 2 Beds, 1 Bath, 1,290 sqft $65,000 $34
San Miguel 4 Beds, 1 Bath, 2,680 sqft $192,000 $56
a Ana 3 Beds, 1 Bath, 1,890 sqft $189,000 $50
Dona Ana 3 Beds, 2 Baths, 2,250 sqft $112,000 $60
Mesquite 2 Beds, 1 Bath, 1,760 sqft $137,000 $45
Otero 3 Beds, 1 Bath, 2,070 sqft $139,000 $55
Mescalero 4 Beds, 2 Baths, 3,140 sqft $206,000 $75
Vado 4 Beds, 1 Bath, 1,980 sqft $172,000 $50
Boles Acres 3 Beds, 2 Baths, 2,200 sqft $167,000 $89

If your Alamogordo, NM home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Alamogordo:

Claim Typical Claim Amount
THEFT/BURGLARY $1,000
PHYSICAL DAMAGE $1,500
FIRE $20,500

Your Alamogordo, NM insurance agent (see examples below) can help with your claims.

  • Travelers: Ea-Usa Insurance Inc, 913 delaware ave, Alamogordo, NM, 88310 Phone: 575-439-9999
  • State Farm: Edd Gauldin, 2904 n wht snds blvd, Alamogordo, NM, 88310-6124 575-437-9948
  • Allstate: Maria G Pacheco, 820 scenic dr ste d, Alamogordo, NM, 88310 (575) 437-9938
  • Farmers: Patricia Papson Csg Csp Lutcf, 500 10th st ste 304, Alamogordo, NM, 88310 (575) 434-2719
  • State Farm: Linda Gulley, 101 n wht snds blvd, Alamogordo, NM, 88310-7057 575-437-4699

Your Background Impacts Your Home Insurance Quotes

Here is a list of Alamogordo, NM homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score $25 to 50,000 1 Pet, Non-Smoker $130
Retired 650-699 Credit Score $25 to 50,000 2 Pets, Non-Smoker $290
Part Time Job 600-649 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $490