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Gain useful knowledge on Otero County, New Mexico Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Otero County, NM is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Otero County, NM & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Otero County 4 Beds, 2 Baths, 2660 sqft $208,000 $54
Timberon 2 Beds, 1 Bath, 1,190 sqft $74,000 $20
Otero 3 Beds, 2 Baths, 1,620 sqft $103,000 $41
Sacramento 2 Beds, 1 Bath, 1,800 sqft $97,000 $41
Boles Acres 3 Beds, 2 Baths, 1,310 sqft $91,000 $30
Weed 4 Beds, 3 Baths, 2,750 sqft $219,000 $52
Alamogordo 2 Beds, 1 Bath, 1,550 sqft $119,000 $24
Orogrande 4 Beds, 3 Baths, 2,210 sqft $136,000 $45
Pinon 4 Beds, 2 Baths, 1,750 sqft $101,000 $29
High Rolls 3 Beds, 2 Baths, 1,790 sqft $98,000 $32
Cloudcroft 4 Beds, 2 Baths, 2,850 sqft $208,000 $40
Twin Forks 3 Beds, 2 Baths, 1,590 sqft $109,000 $38
Holloman AFB 3 Beds, 1 Bath, 1,640 sqft $142,000 $37
Mayhill 4 Beds, 1 Bath, 3,120 sqft $198,000 $92
La Luz 2 Beds, 1 Bath, 1,270 sqft $74,000 $30
Bent 2 Beds, 1 Bath, 1,570 sqft $126,000 $36
Mescalero 2 Beds, 1 Bath, 1,120 sqft $47,000 $36
White Sands 2 Beds, 1 Bath, 1,170 sqft $58,000 $38
Tularosa 4 Beds, 2 Baths, 2,150 sqft $170,000 $44
Organ 4 Beds, 1 Bath, 2,050 sqft $106,000 $42
Chaves 4 Beds, 3 Baths, 2,930 sqft $228,000 $70

If your Otero County, NM home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Otero County:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $500
WIND $5,000
FIRE $20,500

Your Otero County, NM insurance agent (see examples below) can help with your claims.

  • Travelers: Shofner Lynch & Shulse Llc, 715 10th st, Alamogordo, NM, 88310 Phone: 505-437-6331
  • State Farm: Linda Gulley, 101 n wht snds blvd, Alamogordo, NM, 88310-7057 575-437-4699
  • Allstate: Maria G Pacheco, 820 scenic dr ste d, Alamogordo, NM, 88310 (575) 437-9938
  • Farmers: Patricia Papson Csg Csp Lutcf, 500 10th st ste 304, Alamogordo, NM, 88310 (575) 434-2719
  • Allstate: Javier Lerma, 2407 n white sands blvd, Alamogordo, NM, 88310 (575) 812-8030

Your Background Impacts Your Home Insurance Quotes

Here is a list of Otero County, NM homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score No Income 3 Pets, Smoker $60
Part Time Job 750-799 Credit Score <$25,000 More than 3 Pets at home, Smoker $950
Retired Up to 499 Credit Score No Income No Pets, Non-Smoker $270