The issues listed mainly affect Farmington, New Mexico Home Insurance Rates & getting on top of them can keep your costs really cheap.
Here is a list of replacement costs & home insurance for Farmington, NM & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Farmington | 3 Beds, 2 Baths, 1880 sqft | $189,000 | $58 |
| Nenahnezad | 3 Beds, 2 Baths, 2,370 sqft | $164,000 | $90 |
| Hammond | 3 Beds, 1 Bath, 2,210 sqft | $213,000 | $93 |
| Shiprock | 4 Beds, 1 Bath, 2,340 sqft | $151,000 | $64 |
| La Plata | 3 Beds, 1 Bath, 2,290 sqft | $259,000 | $87 |
| Flora Vista | 3 Beds, 1 Bath, 2,260 sqft | $311,000 | $57 |
| Ute Mountain, CO | 3 Beds, 2 Baths, 1,780 sqft | $185,000 | $38 |
| Light Plant | 3 Beds, 1 Bath, 2,190 sqft | $201,000 | $96 |
| Napi Headquarters | 2 Beds, 1 Bath, 1,590 sqft | $107,000 | $64 |
| Ignacio, CO | 4 Beds, 1 Bath, 1,790 sqft | $164,000 | $67 |
| Durango, CO | 2 Beds, 1 Bath, 1,000 sqft | $74,000 | $45 |
| Burnham | 3 Beds, 2 Baths, 2,020 sqft | $177,000 | $81 |
| Spencerville | 4 Beds, 3 Baths, 2,320 sqft | $184,000 | $43 |
| Waterflow | 2 Beds, 1 Bath, 1,560 sqft | $171,000 | $49 |
| Newcomb | 2 Beds, 1 Bath, 1,120 sqft | $73,000 | $29 |
| Cedar Hill | 4 Beds, 2 Baths, 2,470 sqft | $249,000 | $111 |
| Southern Ute, CO | 2 Beds, 1 Bath, 970 sqft | $89,000 | $17 |
| Young Place | 3 Beds, 1 Bath, 2,260 sqft | $220,000 | $99 |
| Ojo Amarillo | 2 Beds, 1 Bath, 1,460 sqft | $155,000 | $61 |
| Farmington | 3 Beds, 1 Bath, 1,970 sqft | $257,000 | $79 |
| Cortez, CO | 3 Beds, 1 Bath, 1,620 sqft | $197,000 | $57 |
Here are some typical claims filed in Farmington:
| Claim | Typical Claim Amount |
|---|---|
| FIRE | $20,500 |
| OPTIONAL COVERAGE LOSSES | $500 |
| WIND | $5,000 |
Your Farmington, NM insurance agent (see examples below) can help with your claims.
Here is a list of Farmington, NM homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Full Time Job | 500-549 Credit Score | $50 to $75,000 | More than 3 Pets at home, Smoker | $920 |
| Part Time Job | 550-599 Credit Score | $25 to 50,000 | 1 Pet, Smoker | $240 |
| Unemployed | Up to 499 Credit Score | No Income | 2 Pets, Non-Smoker | $1,090 |