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The issues listed mainly affect Salem, NM Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Salem, NM is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Salem, NM & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Salem 2 Beds, 1 Bath, 1230 sqft $95,000 $31
La Hacienda 2 Beds, 1 Bath, 1,140 sqft $74,000 $27
Dona Ana 3 Beds, 2 Baths, 1,300 sqft $92,000 $30
Truth or Consequences 3 Beds, 1 Bath, 1,840 sqft $124,000 $54
White Sands 2 Beds, 1 Bath, 1,720 sqft $105,000 $43
Mesquite 2 Beds, 1 Bath, 1,060 sqft $45,000 $20
San Ysidro 2 Beds, 1 Bath, 1,190 sqft $68,000 $29
Organ 2 Beds, 1 Bath, 900 sqft $66,000 $17
Rincon 3 Beds, 1 Bath, 2,320 sqft $125,000 $38
Keeler Farm 3 Beds, 1 Bath, 1,360 sqft $85,000 $28
Pecan Park 3 Beds, 2 Baths, 1,840 sqft $96,000 $29
Mesilla 3 Beds, 2 Baths, 2,270 sqft $197,000 $52
Las Palomas 2 Beds, 1 Bath, 1,370 sqft $69,000 $26
Salem 3 Beds, 2 Baths, 1,210 sqft $71,000 $22
Las Cruces 2 Beds, 1 Bath, 1,120 sqft $62,000 $29
Oasis 2 Beds, 1 Bath, 1,570 sqft $76,000 $36
Deming 3 Beds, 2 Baths, 1,880 sqft $160,000 $65
Truth or Consequences 3 Beds, 2 Baths, 1,680 sqft $116,000 $44
Garfield 3 Beds, 1 Bath, 1,290 sqft $69,000 $32
University Park 3 Beds, 1 Bath, 1,480 sqft $105,000 $32
Deming 3 Beds, 2 Baths, 1,570 sqft $105,000 $42

If your Salem, NM home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Salem:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $500
PHYSICAL DAMAGE $1,500
THEFT/BURGLARY $500

Your Salem, NM insurance agent (see examples below) can help with your claims.

  • Travelers: Hatch Insurance Agency, 121 e hall street, Hatch, NM, 87937 505-267-3097

Your Background Impacts Your Home Insurance Quotes

Here is a list of Salem, NM homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score <$25,000 3 Pets, Smoker $160
Full Time Job 750-799 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $260
Unemployed 600-649 Credit Score <$25,000 2 Pets, Smoker $260