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Read amazing research on Santa Fe County, New Mexico Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Santa Fe County, NM is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Santa Fe County, NM & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Santa Fe County 4 Beds, 3 Baths, 1960 sqft $361,000 $127
Bernalillo 4 Beds, 3 Baths, 1,860 sqft $231,000 $88
Corrales 2 Beds, 1 Bath, 1,160 sqft $153,000 $58
McIntosh 3 Beds, 1 Bath, 1,780 sqft $181,000 $62
Santa Ana Pueblo 4 Beds, 1 Bath, 2,290 sqft $271,000 $87
Rio Rancho 4 Beds, 1 Bath, 2,650 sqft $401,000 $100
Cuyamungue 2 Beds, 1 Bath, 1,780 sqft $295,000 $74
El Duende 2 Beds, 1 Bath, 1,690 sqft $314,000 $83
Moriarty 3 Beds, 1 Bath, 1,390 sqft $149,000 $84
La Cueva 4 Beds, 1 Bath, 2,340 sqft $272,000 $100
Cedar Grove 2 Beds, 1 Bath, 940 sqft $188,000 $46
Bernalillo 3 Beds, 1 Bath, 2,300 sqft $430,000 $129
Los Alamos 2 Beds, 1 Bath, 1,260 sqft $193,000 $74
San Jose 4 Beds, 1 Bath, 2,820 sqft $317,000 $195
Santa Fe 3 Beds, 2 Baths, 1,770 sqft $266,000 $88
Manzano Springs 4 Beds, 2 Baths, 2,690 sqft $511,000 $122
Placitas 2 Beds, 1 Bath, 1,010 sqft $156,000 $45
Pueblo of Sandia Village 4 Beds, 1 Bath, 2,540 sqft $378,000 $168
Rowe 4 Beds, 1 Bath, 2,720 sqft $354,000 $139
Santo Domingo Pueblo 2 Beds, 1 Bath, 1,630 sqft $283,000 $80
Glorieta 4 Beds, 1 Bath, 1,870 sqft $309,000 $100

If your Santa Fe County, NM home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Santa Fe County:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $500
FIRE $20,500
PHYSICAL DAMAGE $1,500

Your Santa Fe County, NM insurance agent (see examples below) can help with your claims.

  • Farmers: Grady Utley, 228 s saint francis dr ste d, Santa Fe, NM, 87501 (505) 983-2302
  • Travelers: Daniels Insurance, 805 st. michaels drive santa¬†fe, Santa Fe, NM, 87505
  • State Farm: Robert Maldonado, 4986 airport rd, Santa Fe, NM, 87507-1814 505-471-0308
  • Allstate: The Baca Agency, 3454 zafarano dr ste a-1, Santa Fe, NM, 87507 (505) 820-1442
  • Liberty Mutual Independent: Silas T Garcia Agency & Assoc Llc, 1443 s st francis dr, Santa Fe, NM, 87505 505-982-9863

Your Background Impacts Your Home Insurance Quotes

Here is a list of Santa Fe County, NM homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score <$25,000 3 Pets, Smoker $650
Freelancer 500-549 Credit Score $25 to 50,000 1 Pet, Non-Smoker $400
Full Time Job 700-749 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $2,240