In Depth Analysis of Hardwick, NJ Home Insurance Rates to get you a leg up in your negotiations after you get quotes.
Here is a list of replacement costs & home insurance for Hardwick, NJ & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Hardwick | 3 Beds, 2 Baths, 1560 sqft | $290,000 | $117 |
| Upper Montclair | 3 Beds, 2 Baths, 2,330 sqft | $452,000 | $132 |
| Laurel Run, PA | 4 Beds, 2 Baths, 1,810 sqft | $265,000 | $147 |
| Hilldale, PA | 4 Beds, 2 Baths, 2,550 sqft | $571,000 | $146 |
| North Plainfield | 4 Beds, 3 Baths, 3,260 sqft | $369,000 | $118 |
| Morris | 4 Beds, 2 Baths, 2,700 sqft | $691,000 | $222 |
| Holland | 3 Beds, 1 Bath, 2,180 sqft | $266,000 | $152 |
| Clarks Summit, PA | 4 Beds, 3 Baths, 1,640 sqft | $292,000 | $71 |
| Scotchtown, NY | 4 Beds, 3 Baths, 3,360 sqft | $375,000 | $111 |
| Pocono Woodland Lakes, PA | 4 Beds, 2 Baths, 1,610 sqft | $408,000 | $84 |
| Moore, PA | 4 Beds, 3 Baths, 2,810 sqft | $556,000 | $151 |
| Harrison | 2 Beds, 1 Bath, 980 sqft | $133,000 | $46 |
| Crandon Lakes | 2 Beds, 1 Bath, 1,680 sqft | $322,000 | $71 |
| Effort, PA | 2 Beds, 1 Bath, 1,460 sqft | $289,000 | $96 |
| Bethany, PA | 3 Beds, 1 Bath, 1,380 sqft | $196,000 | $113 |
| Weston | 2 Beds, 1 Bath, 1,530 sqft | $218,000 | $68 |
| Pringle, PA | 3 Beds, 1 Bath, 1,560 sqft | $248,000 | $64 |
| Brodheadsville, PA | 3 Beds, 1 Bath, 1,910 sqft | $422,000 | $162 |
| Conashaugh Lakes, PA | 3 Beds, 2 Baths, 1,430 sqft | $227,000 | $61 |
| Cherry Ridge, PA | 2 Beds, 1 Bath, 1,050 sqft | $150,000 | $52 |
| Kidder, PA | 3 Beds, 1 Bath, 1,200 sqft | $272,000 | $81 |
Here are some typical claims filed in Hardwick:
| Claim | Typical Claim Amount |
|---|---|
| WIND | $4,500 |
| FIRE | $191,500 |
| OPTIONAL COVERAGE LOSSES | $23,000 |
Your Hardwick, NJ insurance agent (see examples below) can help with your claims.
Here is a list of Hardwick, NJ homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Freelancer | 700-749 Credit Score | <$25,000 | No Pets, Smoker | $550 |
| Unemployed | 800-850 Credit Score | No Income | 2 Pets, Smoker | $210 |
| Part Time Job | Up to 499 Credit Score | $25 to 50,000 | 3 Pets, Smoker | $380 |