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Fantastic Cape May, NJ Home Insurance Rates Info

This fantastic information on Cape May, NJ Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Cape May, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cape May, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cape May 4 Beds, 2 Baths, 2990 sqft $1,240,000 $299
Henderson, MD 4 Beds, 3 Baths, 2,210 sqft $488,000 $182
Northfield 2 Beds, 1 Bath, 1,020 sqft $208,000 $50
Frederica, DE 4 Beds, 2 Baths, 2,450 sqft $756,000 $161
Felton, DE 2 Beds, 1 Bath, 1,380 sqft $412,000 $174
Villas 3 Beds, 1 Bath, 1,420 sqft $341,000 $124
Farmington, DE 3 Beds, 1 Bath, 1,750 sqft $616,000 $131
Clayton, DE 4 Beds, 1 Bath, 3,200 sqft $922,000 $316
Mays Landing 4 Beds, 1 Bath, 3,230 sqft $584,000 $177
Viola, DE 5 Beds, 2 Baths, 2,570 sqft $728,000 $323
Denton, MD 4 Beds, 2 Baths, 3,200 sqft $702,000 $327
Hartly, DE 3 Beds, 2 Baths, 2,220 sqft $731,000 $383
Rosenhayn 2 Beds, 1 Bath, 1,030 sqft $386,000 $105
Highland Acres, DE 5 Beds, 2 Baths, 2,320 sqft $592,000 $138
Lower Alloways Creek 2 Beds, 1 Bath, 930 sqft $188,000 $101
Upper 2 Beds, 1 Bath, 1,280 sqft $344,000 $77
Delmar, DE 5 Beds, 4 Baths, 3,840 sqft $983,000 $233
Laurel Lake 2 Beds, 1 Bath, 1,360 sqft $384,000 $119
Folsom 2 Beds, 1 Bath, 1,760 sqft $662,000 $231
Cedarville 4 Beds, 3 Baths, 2,760 sqft $813,000 $279
Milford, DE 2 Beds, 1 Bath, 1,710 sqft $561,000 $159

If your Cape May, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cape May:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $23,000
SLIP/FALL (LIABILITY) $59,500
WATER DAMAGE $17,500

Your Cape May, NJ insurance agent (see examples below) can help with your claims.

  • Travelers: Mossbrook & Hicks Ins Agency Inc, 19 north main street cape may court house, Middle Township, NJ, 8210
  • State Farm: Rob Gleason, 1602 route 47 unit c, Rio Grande, NJ, 8242 609-886-2004
  • Allstate: Larry Benz, 3156 route 9 s ste 6, Rio Grande, NJ, 8242 (609) 770-8564
  • Nationwide: Muncie Insurance & Financial Services Inc, 18767 coastal hwy unit 2, Rehoboth Beach, DE, 19971 (302) 645-7740
  • Liberty Mutual Independent: Jordal Agency Inc, 1538 n route 9, Cape May Ch, NJ, 8210 (609) 465-7700

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cape May, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $25 to 50,000 1 Pet, Smoker $2,290
Retired Up to 499 Credit Score <$25,000 3 Pets, Non-Smoker $3,900
Unemployed 750-799 Credit Score <$25,000 More than 3 Pets at home, Smoker $100