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This startling study about Oakhurst, NJ Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Oakhurst, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Oakhurst, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Oakhurst 3 Beds, 1 Bath, 1940 sqft $365,000 $111
Mineola, NY 4 Beds, 2 Baths, 2,360 sqft $667,000 $181
Seaford, NY 4 Beds, 2 Baths, 2,040 sqft $271,000 $107
Lattingtown, NY 4 Beds, 1 Bath, 2,250 sqft $434,000 $125
Martinsville 4 Beds, 3 Baths, 1,830 sqft $313,000 $141
Edgewater 4 Beds, 3 Baths, 3,070 sqft $502,000 $242
Island Park, NY 4 Beds, 1 Bath, 1,660 sqft $317,000 $99
Fair Haven 4 Beds, 1 Bath, 2,900 sqft $505,000 $254
Shark River Hills 3 Beds, 1 Bath, 2,270 sqft $385,000 $143
Salisbury, NY 3 Beds, 2 Baths, 1,820 sqft $287,000 $159
Far Hills 3 Beds, 2 Baths, 2,070 sqft $394,000 $135
Clark 4 Beds, 1 Bath, 1,830 sqft $434,000 $168
Oceanside, NY 4 Beds, 3 Baths, 2,980 sqft $536,000 $166
Thomaston, NY 4 Beds, 1 Bath, 2,960 sqft $534,000 $128
Berkeley 3 Beds, 1 Bath, 1,740 sqft $290,000 $96
Harbor Isle, NY 4 Beds, 3 Baths, 1,980 sqft $268,000 $68
Glen Ridge 3 Beds, 1 Bath, 1,750 sqft $296,000 $67
Manasquan 3 Beds, 1 Bath, 1,480 sqft $369,000 $125
Springfield 4 Beds, 3 Baths, 2,290 sqft $538,000 $111
Rochelle Park 3 Beds, 1 Bath, 1,240 sqft $230,000 $94
Glenwood Landing, NY 4 Beds, 3 Baths, 3,340 sqft $658,000 $278

If your Oakhurst, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Oakhurst:

Claim Typical Claim Amount
WATER DAMAGE $17,500
LIABILITY (ALL OTHER) $28,500
THEFT/BURGLARY $2,500

Your Oakhurst, NJ insurance agent (see examples below) can help with your claims.

  • Farmers: David Chapman, 1701 route 9, Toms River, NJ, 8755 (732) 600-0962
  • Travelers: The Amato Agency Llc, 4900 rt 33 ste 103, Neptune, NJ, 7753 732-530-6740
  • Liberty Mutual Independent: Htk Hunt Traina Kennard Ins Agcy Inc, 97 apple st, Tinton Falls, NJ, 7724 732-747-6400
  • Liberty Mutual: Judith Gaciofano Lutcf, 180 n. county line road suite #1, Jackson, NJ, 8527 1-848-299-0206
  • GEICO: Hari Roth, 2122 route 35, Oakhurst, NJ, 7755 (732) 686-4980

Your Background Impacts Your Home Insurance Quotes

Here is a list of Oakhurst, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 700-749 Credit Score No Income 3 Pets, Non-Smoker $2,190
Part Time Job 600-649 Credit Score <$25,000 No Pets, Non-Smoker $2,650
Unemployed 750-799 Credit Score <$25,000 1 Pet, Smoker $120