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This startling study about Park Ridge, New Jersey Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Park Ridge, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Park Ridge, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Park Ridge 2 Beds, 1 Bath, 1410 sqft $271,000 $59
Englewood Cliffs 3 Beds, 1 Bath, 1,260 sqft $211,000 $137
Sayreville 2 Beds, 1 Bath, 1,490 sqft $338,000 $103
Somerville 3 Beds, 2 Baths, 1,370 sqft $220,000 $60
Roosevelt, NY 2 Beds, 1 Bath, 1,560 sqft $458,000 $106
Plandome Manor, NY 2 Beds, 1 Bath, 1,440 sqft $260,000 $128
Mount Kisco, NY 2 Beds, 1 Bath, 1,210 sqft $278,000 $91
Lido Beach, NY 3 Beds, 2 Baths, 1,390 sqft $423,000 $150
St. James, NY 2 Beds, 1 Bath, 930 sqft $190,000 $97
Babylon, NY 3 Beds, 1 Bath, 1,910 sqft $458,000 $172
Merrick, NY 3 Beds, 2 Baths, 2,350 sqft $631,000 $128
Lattingtown, NY 4 Beds, 1 Bath, 3,300 sqft $965,000 $198
Zarephath 2 Beds, 1 Bath, 1,590 sqft $601,000 $65
Monsey, NY 3 Beds, 1 Bath, 1,670 sqft $393,000 $172
Cortlandt, NY 4 Beds, 2 Baths, 3,310 sqft $1,129,000 $338
Firthcliffe, NY 4 Beds, 2 Baths, 3,160 sqft $806,000 $342
Central Islip, NY 3 Beds, 2 Baths, 1,410 sqft $318,000 $95
Hastings-on-Hudson, NY 4 Beds, 3 Baths, 2,950 sqft $643,000 $250
Tewksbury 2 Beds, 1 Bath, 1,170 sqft $328,000 $132
Hempstead, NY 3 Beds, 1 Bath, 1,350 sqft $307,000 $95
Brentwood, NY 2 Beds, 1 Bath, 1,270 sqft $490,000 $98

If your Park Ridge, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Park Ridge:

Claim Typical Claim Amount
SLIP/FALL (LIABILITY) $50,500
WIND $3,500
WATER DAMAGE $20,500

Your Park Ridge, NJ insurance agent (see examples below) can help with your claims.

  • Nationwide: Jeffrey Markin Agency, 141 lafayette ave, Suffern, NY, 10901 (845) 533-4130
  • Liberty Mutual Independent: Usi Insurance Services Llc, 200 summit lake dr ste 350, Valhalla, NY, 10595 (855) 874-1100
  • Travelers: A C Piccolo Insurance, 45 knollwood rd 5th fl, Elmsford, NY, 10523 Phone: 914-829-8562
  • Farmers: Victor Pallante, 23 roseland ave, Caldwell, NJ, 7006 (973) 226-1134
  • Liberty Mutual: Barry J Dorfman Lutcf, 53 south main st., New City, NY, 10956 1-845-639-4982

Your Background Impacts Your Home Insurance Quotes

Here is a list of Park Ridge, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 750-799 Credit Score $75 to $100,000 1 Pet, Non-Smoker $1,800
Retired 500-549 Credit Score $25 to 50,000 3 Pets, Non-Smoker $1,180
Part Time Job 800-850 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $600