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In Depth Analysis of Northfield, New Jersey Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Northfield, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Northfield, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Northfield 3 Beds, 1 Bath, 1720 sqft $235,000 $106
Dover Beaches 4 Beds, 1 Bath, 2,190 sqft $221,000 $128
Pine Lake Park 2 Beds, 1 Bath, 1,150 sqft $202,000 $76
Weymouth 2 Beds, 1 Bath, 1,580 sqft $201,000 $56
Oaklyn 4 Beds, 3 Baths, 2,020 sqft $273,000 $74
New Hanover 3 Beds, 1 Bath, 2,110 sqft $309,000 $46
Margate City 4 Beds, 1 Bath, 1,900 sqft $175,000 $71
Williamstown 3 Beds, 1 Bath, 1,760 sqft $233,000 $73
Little Egg Harbor 4 Beds, 1 Bath, 3,110 sqft $562,000 $129
Dover Beaches 3 Beds, 1 Bath, 2,190 sqft $240,000 $89
Seaside Heights 2 Beds, 1 Bath, 1,080 sqft $152,000 $33
Fairton 4 Beds, 1 Bath, 3,000 sqft $490,000 $75
Hi Nella 4 Beds, 3 Baths, 3,170 sqft $347,000 $161
Clayton 3 Beds, 1 Bath, 1,960 sqft $369,000 $98
Pine Beach 2 Beds, 1 Bath, 1,250 sqft $151,000 $75
Mystic Island 3 Beds, 2 Baths, 2,180 sqft $200,000 $107
Turnersville 4 Beds, 3 Baths, 2,740 sqft $309,000 $163
Diamond Beach 4 Beds, 3 Baths, 3,380 sqft $532,000 $75
Port Republic 3 Beds, 2 Baths, 1,990 sqft $288,000 $121
Linwood 3 Beds, 2 Baths, 1,870 sqft $239,000 $63
Lumberton 3 Beds, 1 Bath, 2,390 sqft $389,000 $162

If your Northfield, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Northfield:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $29,000
THEFT/BURGLARY $2,500
WIND $3,500

Your Northfield, NJ insurance agent (see examples below) can help with your claims.

  • Travelers: Dennis J Giunta, 707 w moss mill rd, Egg Harbor City, NJ, 8215 609-965-5545
  • State Farm: Michael Lally, 2303 new rd, Northfield, NJ, 08225-1406 609-646-0600
  • Farmers: Douglas Leap, 1622 tilton rd ste 1, Northfield, NJ, 8225 (609) 241-8200
  • Allstate: Marc A Ludwig, 2326 new rd, Northfield, NJ, 8225 (609) 646-9357
  • Liberty Mutual Independent: Shore Agency Inc, 453 white horse pike, Absecon, NJ, 8201

Your Background Impacts Your Home Insurance Quotes

Here is a list of Northfield, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job Up to 499 Credit Score $25 to 50,000 2 Pets, Non-Smoker $150
Retired 800-850 Credit Score <$25,000 1 Pet, Smoker $500
Freelancer 500-549 Credit Score $75 to $100,000 3 Pets, Non-Smoker $130