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Check out some must see numbers behind your Fairfield, New Jersey Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Fairfield, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Fairfield, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Fairfield 3 Beds, 2 Baths, 1580 sqft $487,000 $122
Belvidere 4 Beds, 1 Bath, 1,970 sqft $458,000 $210
Rutherford 4 Beds, 2 Baths, 2,940 sqft $553,000 $159
Centre Island, NY 3 Beds, 1 Bath, 2,020 sqft $756,000 $257
Hutchinson 3 Beds, 1 Bath, 1,290 sqft $254,000 $77
Edison 4 Beds, 1 Bath, 2,450 sqft $570,000 $228
Cos Cob, CT 3 Beds, 2 Baths, 1,340 sqft $319,000 $221
Lake Mohawk 4 Beds, 3 Baths, 1,650 sqft $532,000 $179
Kensington, NY 5 Beds, 4 Baths, 4,890 sqft $1,241,000 $242
West Haverstraw, NY 4 Beds, 1 Bath, 2,390 sqft $475,000 $299
Huntington, NY 5 Beds, 2 Baths, 3,950 sqft $1,023,000 $243
Freeport, NY 4 Beds, 3 Baths, 3,130 sqft $751,000 $325
Putnam Valley, NY 3 Beds, 2 Baths, 1,880 sqft $525,000 $170
Crompond, NY 3 Beds, 2 Baths, 2,010 sqft $608,000 $211
Scarsdale, NY 3 Beds, 2 Baths, 2,130 sqft $597,000 $207
Highland Falls, NY 3 Beds, 2 Baths, 1,720 sqft $358,000 $183
Seaford, NY 3 Beds, 1 Bath, 1,870 sqft $564,000 $112
Roslyn Estates, NY 5 Beds, 2 Baths, 4,930 sqft $1,368,000 $329
Madison 3 Beds, 1 Bath, 1,210 sqft $360,000 $80
Bloomsbury 4 Beds, 2 Baths, 2,390 sqft $874,000 $261
Lattingtown, NY 4 Beds, 3 Baths, 2,220 sqft $576,000 $211

If your Fairfield, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Fairfield:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $29,000
WIND $3,500
THEFT/BURGLARY $2,500

Your Fairfield, NJ insurance agent (see examples below) can help with your claims.

  • Nationwide: Michael J. Keegan, 141 lafayette ave, Suffern, NY, 10901-5614 (845) 357-2796
  • Farmers: Carol Bryan, 504 washington ave, Kenilworth, NJ, 7033 (908) 468-8000
  • Travelers: Wells Fargo Insurance Services Usa Inc, 7 giralda farms 2nd fl, Madison, NJ, 7940 973-437-2300
  • Liberty Mutual Independent: M B Insurance Agency Inc, 605 anderson ave, Cliffside Park, NJ, 7010 (201) 943-3575
  • Liberty Mutual: Alex Krishtul Arm, one battery park plaza 30th floor, New York, NY, 10004 1-212-398-2480

Your Background Impacts Your Home Insurance Quotes

Here is a list of Fairfield, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score $50 to $75,000 1 Pet, Non-Smoker $650
Unemployed 550-599 Credit Score No Income More than 3 Pets at home, Non-Smoker $2,250
Part Time Job 500-549 Credit Score $25 to 50,000 No Pets, Smoker $1,290