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The issues listed mainly affect Butler, New Jersey Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Butler, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Butler, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Butler 2 Beds, 1 Bath, 1200 sqft $161,000 $82
Summit 3 Beds, 1 Bath, 1,250 sqft $210,000 $75
Port Murray 4 Beds, 1 Bath, 1,830 sqft $314,000 $80
Chester 2 Beds, 1 Bath, 1,300 sqft $247,000 $74
Sleepy Hollow, NY 4 Beds, 3 Baths, 1,610 sqft $349,000 $78
Silver Lake 4 Beds, 1 Bath, 2,260 sqft $365,000 $198
West New York 3 Beds, 2 Baths, 2,140 sqft $396,000 $58
New Hyde Park, NY 3 Beds, 2 Baths, 2,090 sqft $410,000 $168
Merrick, NY 3 Beds, 2 Baths, 1,450 sqft $235,000 $60
Guttenberg 4 Beds, 1 Bath, 2,800 sqft $740,000 $175
Washington Heights, NY 4 Beds, 1 Bath, 1,740 sqft $291,000 $96
Salisbury Mills, NY 3 Beds, 2 Baths, 2,300 sqft $438,000 $138
Haworth 4 Beds, 3 Baths, 2,810 sqft $429,000 $132
Manorhaven, NY 3 Beds, 1 Bath, 1,610 sqft $359,000 $71
Mount Ivy, NY 4 Beds, 3 Baths, 2,720 sqft $649,000 $119
Putnam Valley, NY 2 Beds, 1 Bath, 980 sqft $167,000 $51
Harmony 2 Beds, 1 Bath, 1,160 sqft $199,000 $77
Shenorock, NY 2 Beds, 1 Bath, 1,080 sqft $261,000 $63
Franklin 2 Beds, 1 Bath, 1,630 sqft $253,000 $108
Northvale 3 Beds, 1 Bath, 1,250 sqft $250,000 $46
Iselin 4 Beds, 3 Baths, 1,660 sqft $259,000 $76

If your Butler, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Butler:

Claim Typical Claim Amount
WIND $3,500
THEFT/BURGLARY $2,500
FIRE $191,500

Your Butler, NJ insurance agent (see examples below) can help with your claims.

  • Nationwide: Michael J. Keegan, 141 lafayette ave, Suffern, NY, 10901-5614 (845) 357-2796
  • Farmers: David Zimm, 12 n washington ave, Bergenfield, NJ, 7621 (201) 366-2600
  • Travelers: Cambridge Brokerage Group, 55 old turnpike road suite 111, Nanuet, NY, 10954 Phone: 845-627-5111
  • Liberty Mutual Independent: Donnelly & Sproul Inc, 55 harristown road, Glen Rock, NJ, 7452 201-493-9002
  • Liberty Mutual: Alyssa Johnson, 1680 route 23 suite 340, Wayne, NJ, 7470 1-201-221-2270

Your Background Impacts Your Home Insurance Quotes

Here is a list of Butler, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score <$25,000 1 Pet, Smoker $620
Retired 650-699 Credit Score No Income 3 Pets, Smoker $900
Unemployed 600-649 Credit Score No Income More than 3 Pets at home, Smoker $240