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This startling study about Mountainside, New Jersey Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Mountainside, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Mountainside, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Mountainside 5 Beds, 1 Bath, 1950 sqft $577,000 $146
Knowlton 2 Beds, 1 Bath, 990 sqft $330,000 $119
Interlaken 5 Beds, 4 Baths, 1,930 sqft $423,000 $139
Upper Montclair 4 Beds, 2 Baths, 3,110 sqft $759,000 $230
Irvington, NY 2 Beds, 1 Bath, 1,130 sqft $452,000 $144
Leisure Village 5 Beds, 4 Baths, 3,020 sqft $625,000 $294
Rocky Hill 5 Beds, 1 Bath, 3,110 sqft $915,000 $345
Byram, CT 5 Beds, 4 Baths, 1,850 sqft $512,000 $161
Garden City, NY 2 Beds, 1 Bath, 1,070 sqft $206,000 $122
South River 4 Beds, 3 Baths, 2,380 sqft $804,000 $261
Kenilworth 3 Beds, 2 Baths, 1,850 sqft $423,000 $210
Massapequa Park, NY 2 Beds, 1 Bath, 1,750 sqft $404,000 $201
Demarest 4 Beds, 1 Bath, 2,960 sqft $672,000 $249
Ogdensburg 3 Beds, 2 Baths, 1,860 sqft $467,000 $146
Ridgefield 2 Beds, 1 Bath, 1,700 sqft $426,000 $191
Bethlehem 4 Beds, 2 Baths, 2,410 sqft $638,000 $263
New Hanover 5 Beds, 3 Baths, 4,920 sqft $1,944,000 $391
Old Westbury, NY 4 Beds, 3 Baths, 2,330 sqft $777,000 $162
Buckingham, PA 3 Beds, 1 Bath, 1,590 sqft $416,000 $187
Blawenburg 5 Beds, 1 Bath, 2,350 sqft $457,000 $207
Bangor, PA 4 Beds, 1 Bath, 2,040 sqft $449,000 $194

If your Mountainside, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Mountainside:

Claim Typical Claim Amount
THEFT/BURGLARY $2,500
WATER DAMAGE $20,500
LIABILITY (ALL OTHER) $29,000

Your Mountainside, NJ insurance agent (see examples below) can help with your claims.

  • Nationwide: Norman N Schwartz, 2025 richmond ave, Staten Island, NY, 10314 (718) 967-8100
  • Farmers: Sammy Jimenez, 1791 e 2nd st, Scotch Plains, NJ, 7076 (908) 264-0100
  • Travelers: Schaefer Enterprises Inc, 77 chambers street 3rd floor, New York, NY, 10007 877-237-2481
  • Liberty Mutual Independent: Kra Insurance Agency Inc, 871 mountain ave, Springfield, NJ, 7081 973-467-8850
  • Liberty Mutual: Alex Krishtul Arm, one battery park plaza 30th floor, New York, NY, 10004 1-212-398-2480

Your Background Impacts Your Home Insurance Quotes

Here is a list of Mountainside, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 700-749 Credit Score <$25,000 1 Pet, Non-Smoker $1,160
Full Time Job 500-549 Credit Score $50 to $75,000 3 Pets, Non-Smoker $1,850
Retired 650-699 Credit Score <$25,000 More than 3 Pets at home, Smoker $2,590