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In Depth Analysis of Jamesburg, New Jersey Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Jamesburg, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Jamesburg, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Jamesburg 2 Beds, 1 Bath, 1780 sqft $206,000 $85
Fords 3 Beds, 2 Baths, 2,060 sqft $331,000 $123
Hempstead, NY 2 Beds, 1 Bath, 1,560 sqft $208,000 $73
North Hanover 2 Beds, 1 Bath, 1,650 sqft $229,000 $63
Souderton, PA 2 Beds, 1 Bath, 1,230 sqft $209,000 $108
Newtown, PA 4 Beds, 1 Bath, 2,100 sqft $243,000 $72
Essex Fells 3 Beds, 1 Bath, 2,240 sqft $289,000 $101
Edgewater 3 Beds, 1 Bath, 2,330 sqft $291,000 $151
Princeton Meadows 3 Beds, 2 Baths, 2,280 sqft $297,000 $77
Riverdale 2 Beds, 1 Bath, 1,460 sqft $262,000 $63
Closter 2 Beds, 1 Bath, 960 sqft $91,000 $52
Sewaren 4 Beds, 3 Baths, 1,720 sqft $260,000 $81
Hewlett Bay Park, NY 2 Beds, 1 Bath, 1,050 sqft $167,000 $59
University Gardens, NY 2 Beds, 1 Bath, 1,060 sqft $166,000 $55
Zarephath 2 Beds, 1 Bath, 960 sqft $177,000 $45
Ivyland, PA 3 Beds, 2 Baths, 1,590 sqft $236,000 $110
Harbor Isle, NY 4 Beds, 1 Bath, 1,720 sqft $278,000 $99
Dunellen 4 Beds, 2 Baths, 1,770 sqft $252,000 $76
Medford Lakes 4 Beds, 3 Baths, 1,910 sqft $354,000 $93
Silver Ridge 2 Beds, 1 Bath, 1,040 sqft $128,000 $55
Belmar 4 Beds, 3 Baths, 3,360 sqft $449,000 $125

If your Jamesburg, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Jamesburg:

Claim Typical Claim Amount
FIRE $191,500
WIND $3,500
SLIP/FALL (LIABILITY) $50,500

Your Jamesburg, NJ insurance agent (see examples below) can help with your claims.

  • Farmers: F And G Insurance Agency Llc, 8 clarke dr ste 2, Cranbury, NJ, 8512 (877) 865-9411
  • Travelers: Andia Insurance Agency Inc, 17 monmouth st, Red Bank, NJ, 7701 732-747-9174
  • Liberty Mutual Independent: Martin Insurance Group, 4 independence way, Princeton, NJ, 8540 (609) 356-1500
  • Liberty Mutual: Douglas Bowens, 1600 perrineville road unit 55, Monroe Township, NJ, 8831 1-732-641-9001
  • GEICO: Chris Cline, 825 route 33, Hamilton, NJ, 8619 (609) 530-1000

Your Background Impacts Your Home Insurance Quotes

Here is a list of Jamesburg, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score $100 to $150,000 2 Pets, Non-Smoker $710
Unemployed 700-749 Credit Score No Income More than 3 Pets at home, Smoker $400
Part Time Job 600-649 Credit Score <$25,000 3 Pets, Smoker $1,250