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Some really great indicators on Lower, New Jersey Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Lower, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lower, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lower 2 Beds, 1 Bath, 1580 sqft $177,000 $59
Greenwood, DE 4 Beds, 3 Baths, 2,540 sqft $221,000 $102
Avalon 2 Beds, 1 Bath, 1,310 sqft $218,000 $69
Dennis 3 Beds, 1 Bath, 1,780 sqft $306,000 $92
Frankford, DE 4 Beds, 2 Baths, 1,950 sqft $255,000 $112
Bethany Beach, DE 4 Beds, 3 Baths, 3,350 sqft $523,000 $188
Mullica 4 Beds, 3 Baths, 3,250 sqft $355,000 $157
Belleplain 4 Beds, 3 Baths, 2,800 sqft $411,000 $172
Wildwood Crest 3 Beds, 2 Baths, 1,230 sqft $177,000 $54
West Cape May 4 Beds, 1 Bath, 1,840 sqft $196,000 $50
Lower Alloways Creek 4 Beds, 3 Baths, 2,510 sqft $461,000 $178
Milford, DE 3 Beds, 2 Baths, 1,630 sqft $186,000 $54
Buena Vista 3 Beds, 1 Bath, 2,010 sqft $403,000 $116
Egg Harbor 3 Beds, 2 Baths, 1,780 sqft $247,000 $85
Deerfield 3 Beds, 1 Bath, 1,350 sqft $179,000 $36
Vineland 2 Beds, 1 Bath, 1,320 sqft $204,000 $75
Blades, DE 4 Beds, 1 Bath, 1,900 sqft $393,000 $96
Woodside, DE 4 Beds, 3 Baths, 3,010 sqft $318,000 $187
Buena 4 Beds, 3 Baths, 2,220 sqft $313,000 $130
Slaughter Beach, DE 4 Beds, 3 Baths, 2,520 sqft $239,000 $74
Wyoming, DE 2 Beds, 1 Bath, 940 sqft $113,000 $37

If your Lower, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lower:

Claim Typical Claim Amount
THEFT/BURGLARY $2,500
WIND $3,500
WATER DAMAGE $20,500

Your Lower, NJ insurance agent (see examples below) can help with your claims.

  • Travelers: Mossbrook & Hicks Ins Agency Inc, 19 n main street, Cape May Court House, NJ, 8210 609-465-7121
  • State Farm: Rob Gleason, 1602 route 47, Rio Grande, NJ, 08242-1404 609-886-2004
  • Allstate: David Risley, 526 sea isle blvd, Ocean View, NJ, 8230 (609) 478-2248
  • Nationwide: Truitt Insurance Agcy Inc, 365 savannah rd, Lewes, DE, 19958-1524 (302) 645-6459
  • Liberty Mutual Independent: Jordal Agency Inc, 1538 n route 9, Cape May Ch, NJ, 8210 (609) 465-7700

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lower, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score No Income 2 Pets, Smoker $1,060
Part Time Job 750-799 Credit Score <$25,000 No Pets, Smoker $490
Full Time Job 550-599 Credit Score >$150,000 3 Pets, Smoker $90