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Check out some must see numbers behind your Sparta, New Jersey Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Sparta, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Sparta, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Sparta 4 Beds, 3 Baths, 1800 sqft $382,000 $133
Ellenville, NY 3 Beds, 2 Baths, 1,640 sqft $281,000 $83
Lyndhurst 3 Beds, 2 Baths, 1,400 sqft $273,000 $51
Kingston 4 Beds, 2 Baths, 2,970 sqft $542,000 $187
Sierra View, PA 4 Beds, 2 Baths, 2,330 sqft $515,000 $238
Caldwell 3 Beds, 2 Baths, 1,720 sqft $325,000 $82
Saw Creek, PA 2 Beds, 1 Bath, 1,600 sqft $346,000 $80
Parsippany 4 Beds, 2 Baths, 2,810 sqft $766,000 $281
Paupack, PA 2 Beds, 1 Bath, 1,310 sqft $194,000 $83
Winfield 2 Beds, 1 Bath, 1,560 sqft $268,000 $57
Columbia 4 Beds, 1 Bath, 2,990 sqft $578,000 $153
Sussex 4 Beds, 1 Bath, 2,140 sqft $373,000 $146
Pen Argyl, PA 2 Beds, 1 Bath, 1,660 sqft $227,000 $116
Matawan 3 Beds, 2 Baths, 2,030 sqft $307,000 $55
Brookfield 4 Beds, 1 Bath, 2,850 sqft $602,000 $107
Kearny 3 Beds, 2 Baths, 1,720 sqft $295,000 $68
Sleepy Hollow, NY 2 Beds, 1 Bath, 1,550 sqft $294,000 $94
Bangor, PA 4 Beds, 1 Bath, 2,540 sqft $654,000 $238
Highland Falls, NY 3 Beds, 2 Baths, 1,640 sqft $290,000 $121
Ridgewood 4 Beds, 1 Bath, 2,440 sqft $304,000 $117
Cresskill 3 Beds, 2 Baths, 2,170 sqft $326,000 $140

If your Sparta, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Sparta:

Claim Typical Claim Amount
THEFT/BURGLARY $2,500
OPTIONAL COVERAGE LOSSES $16,500
WATER DAMAGE $20,500

Your Sparta, NJ insurance agent (see examples below) can help with your claims.

  • Farmers: Luis Febus, 300 interpace pkwy ste 400b, Parsippany, NJ, 7054 (973) 394-5833
  • Travelers: R L M Agency Inc, 23 colfax ave rear, Pompton Lakes, NJ, 7442 973-835-6171
  • Liberty Mutual Independent: Middleton & Company, 186 halsey rd , Newton, NJ, 7860
  • Liberty Mutual: Beth Hofgesang, 13 main street ste 5, Sparta, NJ, 7871 1-973-726-4550
  • State Farm: Jim Carroll, 334 w main st, Boonton, NJ, 07005-1148 973-263-0067

Your Background Impacts Your Home Insurance Quotes

Here is a list of Sparta, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $110
Retired 750-799 Credit Score $25 to 50,000 2 Pets, Non-Smoker $2,450
Freelancer 700-749 Credit Score <$25,000 No Pets, Smoker $1,740