This startling study about Morristown, New Jersey Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for Morristown, NJ & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Morristown | 3 Beds, 2 Baths, 1670 sqft | $235,000 | $93 |
| North Plainfield | 4 Beds, 1 Bath, 3,200 sqft | $729,000 | $191 |
| Mercerville | 2 Beds, 1 Bath, 980 sqft | $180,000 | $62 |
| Maplewood | 2 Beds, 1 Bath, 1,180 sqft | $273,000 | $66 |
| Hawthorne, NY | 2 Beds, 1 Bath, 980 sqft | $202,000 | $100 |
| Princeton Meadows | 2 Beds, 1 Bath, 1,550 sqft | $213,000 | $86 |
| Saddle Rock Estates, NY | 4 Beds, 3 Baths, 2,140 sqft | $306,000 | $187 |
| South Orange | 3 Beds, 2 Baths, 1,900 sqft | $372,000 | $101 |
| Greenwich | 4 Beds, 2 Baths, 3,010 sqft | $624,000 | $151 |
| New Hope, PA | 3 Beds, 1 Bath, 2,030 sqft | $336,000 | $71 |
| Baxter Estates, NY | 4 Beds, 2 Baths, 2,450 sqft | $395,000 | $112 |
| Harrington Park | 3 Beds, 1 Bath, 2,160 sqft | $283,000 | $125 |
| Spotswood | 4 Beds, 3 Baths, 2,960 sqft | $450,000 | $172 |
| Old Bridge | 4 Beds, 3 Baths, 3,280 sqft | $459,000 | $300 |
| Langhorne Manor, PA | 3 Beds, 2 Baths, 2,010 sqft | $412,000 | $137 |
| Matinecock, NY | 2 Beds, 1 Bath, 1,390 sqft | $262,000 | $82 |
| Silver Lake | 3 Beds, 2 Baths, 1,360 sqft | $375,000 | $96 |
| West Milford | 2 Beds, 1 Bath, 1,760 sqft | $284,000 | $213 |
| Cedarhurst, NY | 2 Beds, 1 Bath, 1,300 sqft | $299,000 | $79 |
| Guttenberg | 4 Beds, 3 Baths, 1,980 sqft | $440,000 | $148 |
| Dobbs Ferry, NY | 4 Beds, 2 Baths, 1,960 sqft | $496,000 | $198 |
Here are some typical claims filed in Morristown:
| Claim | Typical Claim Amount |
|---|---|
| WATER DAMAGE | $20,500 |
| OPTIONAL COVERAGE LOSSES | $16,500 |
| THEFT/BURGLARY | $2,500 |
Your Morristown, NJ insurance agent (see examples below) can help with your claims.
Here is a list of Morristown, NJ homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Retired | 750-799 Credit Score | <$25,000 | 1 Pet, Smoker | $1,490 |
| Part Time Job | 600-649 Credit Score | $25 to 50,000 | 2 Pets, Non-Smoker | $910 |
| Full Time Job | 650-699 Credit Score | $100 to $150,000 | 3 Pets, Smoker | $1,990 |