This startling study about Dover, New Jersey Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for Dover, NJ & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Dover | 3 Beds, 1 Bath, 2150 sqft | $402,000 | $70 |
| Tewksbury | 3 Beds, 2 Baths, 1,590 sqft | $193,000 | $63 |
| Middle Smithfield, PA | 3 Beds, 1 Bath, 1,570 sqft | $284,000 | $84 |
| Searingtown, NY | 3 Beds, 1 Bath, 1,830 sqft | $373,000 | $93 |
| Riegelsville, PA | 4 Beds, 1 Bath, 2,890 sqft | $587,000 | $147 |
| Mine Hill | 3 Beds, 1 Bath, 1,780 sqft | $200,000 | $74 |
| Blooming Grove, NY | 3 Beds, 1 Bath, 1,890 sqft | $247,000 | $56 |
| Salisbury Mills, NY | 2 Beds, 1 Bath, 1,760 sqft | $311,000 | $77 |
| Jefferson | 2 Beds, 1 Bath, 1,740 sqft | $310,000 | $56 |
| Closter | 4 Beds, 1 Bath, 1,670 sqft | $294,000 | $101 |
| Hackettstown | 2 Beds, 1 Bath, 1,750 sqft | $179,000 | $99 |
| Upper Saddle River | 3 Beds, 2 Baths, 1,310 sqft | $181,000 | $39 |
| Harding | 3 Beds, 1 Bath, 2,390 sqft | $302,000 | $116 |
| North Caldwell | 3 Beds, 2 Baths, 1,330 sqft | $170,000 | $49 |
| Warwick, NY | 3 Beds, 2 Baths, 2,210 sqft | $241,000 | $88 |
| Manville | 4 Beds, 2 Baths, 3,030 sqft | $615,000 | $157 |
| Allen, PA | 2 Beds, 1 Bath, 1,190 sqft | $137,000 | $50 |
| Springfield | 2 Beds, 1 Bath, 1,650 sqft | $255,000 | $74 |
| Kensington, NY | 2 Beds, 1 Bath, 1,130 sqft | $128,000 | $49 |
| Plandome Heights, NY | 2 Beds, 1 Bath, 1,420 sqft | $206,000 | $63 |
| Asbury | 2 Beds, 1 Bath, 1,450 sqft | $261,000 | $57 |
Here are some typical claims filed in Dover:
| Claim | Typical Claim Amount |
|---|---|
| THEFT/BURGLARY | $2,500 |
| FIRE | $191,500 |
| SLIP/FALL (LIABILITY) | $50,500 |
Your Dover, NJ insurance agent (see examples below) can help with your claims.
Here is a list of Dover, NJ homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Freelancer | 600-649 Credit Score | $25 to 50,000 | 3 Pets, Non-Smoker | $500 |
| Retired | Up to 499 Credit Score | $25 to 50,000 | More than 3 Pets at home, Non-Smoker | $80 |
| Full Time Job | 500-549 Credit Score | $50 to $75,000 | No Pets, Non-Smoker | $1,090 |