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Given here are some important aspects of your Livingston, New Jersey Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Livingston, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Livingston, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Livingston 3 Beds, 2 Baths, 1340 sqft $294,000 $68
Lakeview, NY 3 Beds, 2 Baths, 1,900 sqft $581,000 $186
Pohatcong 3 Beds, 2 Baths, 1,380 sqft $409,000 $116
Netcong 4 Beds, 1 Bath, 2,390 sqft $779,000 $201
Clifton 4 Beds, 1 Bath, 1,820 sqft $491,000 $65
Wyckoff 3 Beds, 2 Baths, 2,270 sqft $683,000 $224
Raubsville, PA 5 Beds, 3 Baths, 1,600 sqft $296,000 $124
Jefferson Valley, NY 5 Beds, 3 Baths, 2,020 sqft $504,000 $220
Garden City Park, NY 5 Beds, 1 Bath, 3,700 sqft $633,000 $379
Woodbridge 3 Beds, 2 Baths, 1,890 sqft $451,000 $148
Readington 5 Beds, 4 Baths, 2,660 sqft $794,000 $417
Mount Hope, NY 3 Beds, 1 Bath, 2,180 sqft $473,000 $189
Garden City, NY 3 Beds, 1 Bath, 2,220 sqft $820,000 $160
Old Bridge 5 Beds, 4 Baths, 4,590 sqft $819,000 $325
Katonah, NY 4 Beds, 3 Baths, 2,240 sqft $722,000 $221
Bradley Gardens 5 Beds, 3 Baths, 1,650 sqft $562,000 $85
New Hyde Park, NY 5 Beds, 2 Baths, 4,440 sqft $1,235,000 $408
Russell Gardens, NY 4 Beds, 3 Baths, 2,420 sqft $556,000 $176
Ardsley, NY 4 Beds, 2 Baths, 2,970 sqft $776,000 $209
Harrington Park 3 Beds, 1 Bath, 1,600 sqft $437,000 $124
Nockamixon, PA 4 Beds, 3 Baths, 3,080 sqft $685,000 $352

If your Livingston, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Livingston:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $16,500
WIND $3,500
LIABILITY (ALL OTHER) $29,000

Your Livingston, NJ insurance agent (see examples below) can help with your claims.

  • Nationwide: Vavas Insurance & Financial Services, 8423 3rd ave, Brooklyn, NY, 11209-4601 (718) 833-5151
  • Farmers: Sapaksh Vij, 110 n beverwyck rd, Lake Hiawatha, NJ, 7034 (973) 794-6800
  • Travelers: Brownstone Agency Inc, 32 old slip, New York, NY, 10005 212-699-8961
  • Liberty Mutual Independent: Donnelly & Sproul Inc, 55 harristown rd ste 102, Glen Rock, NJ, 7452 (201) 493-9002
  • Liberty Mutual: Alyssa Johnson, 1680 route 23 suite 340, Wayne, NJ, 7470 1-201-221-2270

Your Background Impacts Your Home Insurance Quotes

Here is a list of Livingston, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score No Income 3 Pets, Non-Smoker $500
Retired Up to 499 Credit Score $25 to 50,000 No Pets, Smoker $1,550
Freelancer 650-699 Credit Score $25 to 50,000 1 Pet, Smoker $120