ogmer

In Depth Analysis of Hackensack, New Jersey Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Hackensack, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hackensack, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hackensack 3 Beds, 1 Bath, 1790 sqft $216,000 $101
Manhasset Hills, NY 2 Beds, 1 Bath, 1,610 sqft $267,000 $110
Keansburg 3 Beds, 2 Baths, 2,080 sqft $308,000 $113
Holmdel 3 Beds, 1 Bath, 1,790 sqft $230,000 $96
Mount Arlington 3 Beds, 2 Baths, 1,640 sqft $238,000 $39
Norwich, NY 3 Beds, 1 Bath, 1,800 sqft $239,000 $74
Harding 2 Beds, 1 Bath, 1,460 sqft $251,000 $56
Allamuchy 3 Beds, 2 Baths, 1,700 sqft $334,000 $90
East Setauket, NY 3 Beds, 2 Baths, 1,630 sqft $177,000 $56
Haverstraw, NY 2 Beds, 1 Bath, 1,510 sqft $163,000 $68
Shark River Hills 2 Beds, 1 Bath, 1,720 sqft $204,000 $108
Leonardo 3 Beds, 1 Bath, 1,780 sqft $342,000 $122
Six Mile Run 3 Beds, 1 Bath, 2,390 sqft $399,000 $82
East Rockaway, NY 2 Beds, 1 Bath, 980 sqft $164,000 $40
Kenilworth 2 Beds, 1 Bath, 1,070 sqft $181,000 $56
Crompond, NY 3 Beds, 1 Bath, 1,920 sqft $283,000 $113
Montebello, NY 2 Beds, 1 Bath, 1,030 sqft $121,000 $54
Walden, NY 3 Beds, 1 Bath, 2,120 sqft $317,000 $82
Roslyn Heights, NY 2 Beds, 1 Bath, 1,330 sqft $185,000 $59
Cliffside Park 2 Beds, 1 Bath, 1,670 sqft $262,000 $68
Watchung 2 Beds, 1 Bath, 1,030 sqft $143,000 $78

If your Hackensack, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hackensack:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $16,500
WATER DAMAGE $20,500
SLIP/FALL (LIABILITY) $50,500

Your Hackensack, NJ insurance agent (see examples below) can help with your claims.

  • Nationwide: Laura M. Marino, 11617 atlantic ave, Richmond Hill, NY, 11418-3141 (718) 441-8300
  • Farmers: Bienvenido Ben Dominguez, 7311 bergenline ave, North Bergen, NJ, 7047 (201) 537-5630
  • Travelers: Parker Brokerage Co Inc, 116 e 27th st 9th floor, New York, NY, 10016 212-252-7100
  • Liberty Mutual Independent: Scirocco Financial Group & Affiliated Co., 777 terrace ave 3rd fl, Hasbrouck Heights, NJ, 7604 (201) 727-0070
  • Liberty Mutual: Allia Ghanim, 171 lake street ste 1, Ramsey, NJ, 7446 1-201-934-1701

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hackensack, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 600-649 Credit Score No Income More than 3 Pets at home, Smoker $490
Full Time Job 650-699 Credit Score <$25,000 3 Pets, Non-Smoker $540
Part Time Job 750-799 Credit Score <$25,000 No Pets, Smoker $310