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Check out some must see numbers behind your Middletown, New Jersey Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Middletown, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Middletown, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Middletown 2 Beds, 1 Bath, 1740 sqft $302,000 $129
Fire Island, NY 3 Beds, 2 Baths, 2,400 sqft $659,000 $168
Massapequa Park, NY 4 Beds, 2 Baths, 2,020 sqft $387,000 $101
Heathcote 3 Beds, 2 Baths, 1,390 sqft $219,000 $119
Harbor Isle, NY 4 Beds, 1 Bath, 3,120 sqft $757,000 $190
Oceanside, NY 2 Beds, 1 Bath, 1,220 sqft $340,000 $73
Franklin Park 2 Beds, 1 Bath, 1,400 sqft $402,000 $120
Port Washington North, NY 4 Beds, 1 Bath, 2,520 sqft $585,000 $229
Bay Shore, NY 3 Beds, 2 Baths, 1,360 sqft $296,000 $60
Ridgefield 2 Beds, 1 Bath, 1,520 sqft $339,000 $78
Shrewsbury 2 Beds, 1 Bath, 1,010 sqft $191,000 $48
Ardsley, NY 4 Beds, 3 Baths, 2,150 sqft $440,000 $198
Hartsdale, NY 2 Beds, 1 Bath, 1,440 sqft $304,000 $76
Six Mile Run 3 Beds, 2 Baths, 1,320 sqft $229,000 $130
Spring Valley, NY 4 Beds, 2 Baths, 1,760 sqft $339,000 $111
Readington 2 Beds, 1 Bath, 1,120 sqft $263,000 $159
Englewood 2 Beds, 1 Bath, 1,670 sqft $299,000 $118
Fort Lee 2 Beds, 1 Bath, 1,480 sqft $281,000 $90
Bethpage, NY 2 Beds, 1 Bath, 1,460 sqft $213,000 $103
Saddle Brook 4 Beds, 3 Baths, 2,890 sqft $549,000 $241
Jamesburg 4 Beds, 1 Bath, 2,810 sqft $783,000 $195

If your Middletown, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Middletown:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $29,000
FIRE $191,500
WATER DAMAGE $20,500

Your Middletown, NJ insurance agent (see examples below) can help with your claims.

  • Nationwide: All City Ins Services Inc, 4421 5th ave, Brooklyn, NY, 11220 (718) 369-4545
  • Liberty Mutual Independent: Bollinger Inc., 15 main st, Holmdel, NJ, 7733 (732) 946-4000
  • Travelers: Stern & Dragoset Agency, 2 ethel rd ste 202b, Edison, NJ, 8817
  • Farmers: Steve Madurski, 1614 irving st, Rahway, NJ, 7065 (732) 815-0099
  • Liberty Mutual: Aj Gennarelli, 303 west main street suite 100, Freehold, NJ, 7728 1-732-308-3868

Your Background Impacts Your Home Insurance Quotes

Here is a list of Middletown, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score <$25,000 More than 3 Pets at home, Smoker $260
Full Time Job 750-799 Credit Score $75 to $100,000 2 Pets, Non-Smoker $240
Part Time Job Up to 499 Credit Score $25 to 50,000 3 Pets, Smoker $200