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In Depth Analysis of Irvington, New Jersey Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Irvington, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Irvington, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Irvington 3 Beds, 2 Baths, 1820 sqft $270,000 $83
Point Pleasant Beach 3 Beds, 1 Bath, 2,210 sqft $374,000 $101
Massapequa, NY 2 Beds, 1 Bath, 1,700 sqft $219,000 $69
Viola, NY 3 Beds, 1 Bath, 2,140 sqft $329,000 $105
Kingston 2 Beds, 1 Bath, 940 sqft $179,000 $48
South Brunswick 3 Beds, 1 Bath, 1,950 sqft $248,000 $55
Plandome Manor, NY 2 Beds, 1 Bath, 1,580 sqft $221,000 $44
Bedford Hills, NY 3 Beds, 2 Baths, 1,220 sqft $104,000 $31
Bronx, NY 3 Beds, 1 Bath, 1,430 sqft $158,000 $78
Cranford 3 Beds, 1 Bath, 2,170 sqft $255,000 $75
Golden's Bridge, NY 3 Beds, 2 Baths, 1,360 sqft $185,000 $74
Linden 2 Beds, 1 Bath, 1,550 sqft $199,000 $88
Upper Montclair 2 Beds, 1 Bath, 1,110 sqft $150,000 $40
Melville, NY 2 Beds, 1 Bath, 960 sqft $111,000 $61
Newtown Grant, PA 3 Beds, 2 Baths, 2,060 sqft $308,000 $94
Barnum Island, NY 2 Beds, 1 Bath, 1,060 sqft $88,000 $47
Valley Cottage, NY 3 Beds, 2 Baths, 2,160 sqft $329,000 $98
Lattingtown, NY 2 Beds, 1 Bath, 1,080 sqft $187,000 $67
Long Hill 3 Beds, 2 Baths, 1,450 sqft $217,000 $52
Leisure Village 3 Beds, 2 Baths, 2,020 sqft $208,000 $94
Bronxville, NY 2 Beds, 1 Bath, 1,780 sqft $173,000 $43

If your Irvington, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Irvington:

Claim Typical Claim Amount
THEFT/BURGLARY $2,500
SLIP/FALL (LIABILITY) $50,500
FIRE $191,500

Your Irvington, NJ insurance agent (see examples below) can help with your claims.

  • Nationwide: Steward Ins Agency Inc, 1250 amsterdam ave ground floor, New York, NY, 10027 (212) 452-1769
  • Liberty Mutual Independent: Aon Risk Services Northeast Inc., 44 whippany rd ste 220, Morristown, NJ, 7960 (973) 884-4000
  • Travelers: F M Christiano Insurance Agency Inc, 299 market st, Saddle Brook, NJ, 7663 201-587-9014
  • Farmers: Gabriel Hernandez, 2531 jf kennedy blvd, North Bergen, NJ, 7047 (201) 553-0101
  • Liberty Mutual: Anthony Aquilina, 7 becker farm road, Roseland, NJ, 7068 1-973-422-7703

Your Background Impacts Your Home Insurance Quotes

Here is a list of Irvington, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 500-549 Credit Score <$25,000 1 Pet, Smoker $400
Retired 600-649 Credit Score $25 to 50,000 No Pets, Non-Smoker $250
Full Time Job 750-799 Credit Score $25 to 50,000 2 Pets, Smoker $430