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Read amazing research on Passaic County, New Jersey Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Passaic County, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Passaic County, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Passaic County 2 Beds, 1 Bath, 1080 sqft $256,000 $91
Blawenburg 4 Beds, 3 Baths, 2,300 sqft $494,000 $127
Gardnertown, NY 4 Beds, 1 Bath, 2,200 sqft $345,000 $119
Oradell 2 Beds, 1 Bath, 1,180 sqft $235,000 $57
Ossining, NY 3 Beds, 1 Bath, 2,240 sqft $420,000 $124
North Hills, NY 4 Beds, 3 Baths, 1,880 sqft $283,000 $77
Hopewell Junction, NY 3 Beds, 2 Baths, 1,530 sqft $374,000 $114
Avenel 4 Beds, 1 Bath, 2,390 sqft $581,000 $112
Manorhaven, NY 2 Beds, 1 Bath, 1,190 sqft $165,000 $101
Titusville, NY 4 Beds, 3 Baths, 3,100 sqft $475,000 $117
Andover 2 Beds, 1 Bath, 1,010 sqft $142,000 $46
Golden's Bridge, NY 3 Beds, 1 Bath, 1,370 sqft $302,000 $102
Perth Amboy 4 Beds, 3 Baths, 1,940 sqft $384,000 $70
Hamptonburgh, NY 4 Beds, 1 Bath, 2,830 sqft $431,000 $172
Demarest 2 Beds, 1 Bath, 1,750 sqft $284,000 $147
Peekskill, NY 2 Beds, 1 Bath, 1,730 sqft $290,000 $66
Morris 2 Beds, 1 Bath, 1,400 sqft $232,000 $92
Nyack, NY 3 Beds, 2 Baths, 1,230 sqft $129,000 $66
New Hyde Park, NY 4 Beds, 2 Baths, 3,020 sqft $750,000 $124
Croton-on-Hudson, NY 3 Beds, 1 Bath, 1,850 sqft $257,000 $80
Bethlehem 3 Beds, 2 Baths, 1,590 sqft $272,000 $116

If your Passaic County, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Passaic County:

Claim Typical Claim Amount
THEFT/BURGLARY $2,500
SLIP/FALL (LIABILITY) $50,500
WATER DAMAGE $20,500

Your Passaic County, NJ insurance agent (see examples below) can help with your claims.

  • Nationwide: Keegan Agency Inc, 141 lafayette ave, Suffern, NY, 10901-6247 (845) 357-2796
  • Farmers: Lovelet Kerr, 300 interpace pkwy ste 400b, Parsippany, NJ, 7054 (973) 394-5833
  • Travelers: Retcho Agency Inc, 308 harrington ave, Closter, NJ, 7624 201-768-0227
  • Liberty Mutual Independent: Nelson-Patterson Agency Inc, 746 river rd, New Milford, NJ, 7646 (201) 262-1431
  • Liberty Mutual: Barry J Dorfman Lutcf, 53 south main st., New City, NY, 10956 1-845-639-4982

Your Background Impacts Your Home Insurance Quotes

Here is a list of Passaic County, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 500-549 Credit Score $25 to 50,000 1 Pet, Smoker $750
Full Time Job Up to 499 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $560
Retired 600-649 Credit Score No Income 3 Pets, Smoker $1,580