ogmer

This startling study about Middlesex County, New Jersey Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Middlesex County, NJ is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Middlesex County, NJ & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Middlesex County 3 Beds, 2 Baths, 2300 sqft $359,000 $110
Brookdale 3 Beds, 2 Baths, 1,780 sqft $351,000 $94
Kensington, NY 4 Beds, 2 Baths, 1,610 sqft $315,000 $121
New Rochelle, NY 2 Beds, 1 Bath, 1,660 sqft $241,000 $102
Princeton 3 Beds, 1 Bath, 2,140 sqft $279,000 $118
Great Neck, NY 2 Beds, 1 Bath, 1,500 sqft $297,000 $78
Dover Beaches 3 Beds, 1 Bath, 1,920 sqft $256,000 $146
Heathcote 2 Beds, 1 Bath, 1,270 sqft $140,000 $60
Cherry Hill 2 Beds, 1 Bath, 1,800 sqft $332,000 $106
Chester 2 Beds, 1 Bath, 1,570 sqft $266,000 $154
East Hanover 2 Beds, 1 Bath, 1,800 sqft $256,000 $150
Highlands 3 Beds, 2 Baths, 2,030 sqft $383,000 $120
Clyde 2 Beds, 1 Bath, 1,370 sqft $337,000 $103
Seaside Park 3 Beds, 2 Baths, 1,790 sqft $287,000 $146
Glendon, PA 2 Beds, 1 Bath, 1,460 sqft $246,000 $96
Bogota 2 Beds, 1 Bath, 1,200 sqft $180,000 $69
Silverdale, PA 3 Beds, 2 Baths, 1,750 sqft $422,000 $161
Yonkers, NY 2 Beds, 1 Bath, 1,400 sqft $254,000 $108
Spring House, PA 4 Beds, 3 Baths, 2,420 sqft $408,000 $145
Hillsborough 3 Beds, 2 Baths, 1,440 sqft $185,000 $95
Lakehurst 3 Beds, 2 Baths, 1,310 sqft $206,000 $78

If your Middlesex County, NJ home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Middlesex County:

Claim Typical Claim Amount
SLIP/FALL (LIABILITY) $50,500
WATER DAMAGE $20,500
THEFT/BURGLARY $2,500

Your Middlesex County, NJ insurance agent (see examples below) can help with your claims.

  • Nationwide: Vavas Insurance & Financial Services, 47 new dorp plaza, Staten Island, NY, 10306-2943 (718) 667-6660
  • Liberty Mutual Independent: Global Indemnity Ins Agcy Inc, 20 highland ave, Metuchen, NJ, 8840
  • Travelers: Chubb Group-Federal Ins Co, chubb surety department, Plainfield, NJ, 7061 415-541-4260
  • Farmers: F And G Insurance Agency Llc, 8 clarke dr ste 2, Cranbury, NJ, 8512 (877) 865-9411
  • Liberty Mutual: Aj Gennarelli, 303 west main street suite 100, Freehold, NJ, 7728 1-732-308-3868

Your Background Impacts Your Home Insurance Quotes

Here is a list of Middlesex County, NJ homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 600-649 Credit Score $25 to 50,000 3 Pets, Smoker $420
Part Time Job 750-799 Credit Score $25 to 50,000 No Pets, Non-Smoker $280
Unemployed 550-599 Credit Score No Income More than 3 Pets at home, Non-Smoker $1,570