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Unity, NH Home Insurance Rates - What Drives It?

The variables explained here drive your Unity, NH Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Unity, NH is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Unity, NH & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Unity 2 Beds, 1 Bath, 1040 sqft $84,000 $31
Chester, VT 3 Beds, 2 Baths, 1,830 sqft $174,000 $65
Hopkinton 3 Beds, 1 Bath, 1,620 sqft $140,000 $53
Orange 2 Beds, 1 Bath, 1,340 sqft $188,000 $70
Warner 3 Beds, 2 Baths, 1,340 sqft $160,000 $52
Contoocook 2 Beds, 1 Bath, 950 sqft $99,000 $26
Somerset, VT 2 Beds, 1 Bath, 1,430 sqft $138,000 $43
Ashby, MA 2 Beds, 1 Bath, 1,660 sqft $199,000 $41
Tunbridge, VT 2 Beds, 1 Bath, 1,180 sqft $115,000 $32
Putney, VT 3 Beds, 1 Bath, 1,860 sqft $150,000 $79
Newport 3 Beds, 2 Baths, 1,260 sqft $140,000 $40
Rochester, VT 2 Beds, 1 Bath, 1,190 sqft $105,000 $56
Concord 2 Beds, 1 Bath, 980 sqft $89,000 $28
Saxtons River, VT 3 Beds, 1 Bath, 1,240 sqft $176,000 $56
Goffstown 2 Beds, 1 Bath, 1,380 sqft $138,000 $57
Middletown Springs, VT 3 Beds, 2 Baths, 2,050 sqft $214,000 $123
South Hooksett 3 Beds, 1 Bath, 2,350 sqft $244,000 $96
Swanzey 2 Beds, 1 Bath, 1,180 sqft $151,000 $44
Stockbridge, VT 2 Beds, 1 Bath, 1,530 sqft $189,000 $81
Alexandria 2 Beds, 1 Bath, 1,760 sqft $181,000 $53
Dunbarton 3 Beds, 2 Baths, 1,360 sqft $140,000 $36

If your Unity, NH home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Unity:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,500
LIABILITY (ALL OTHER) $9,500
WATER DAMAGE $2,000

Your Unity, NH insurance agent (see examples below) can help with your claims.

  • Travelers: The Insurance Center, 30 south main street newport, Claremont, NH, 3773
  • Allstate: Ct Valley Ins Assoc, 119 main st, Windsor, VT, 5089 (802) 674-2139
  • Nationwide: Frazer Agency Inc, 841 us route 5 north, Windsor, VT, 05089-9693 (802) 674-5506
  • Liberty Mutual Independent: Lawrence & Wheeler Inc, 46 main st, Springfield, VT, 5156 (802) 885-2178
  • Liberty Mutual Independent: Lawrence & Wheeler Inc, 46 main st, Springfield, VT, 5156 802-885-2178

Your Background Impacts Your Home Insurance Quotes

Here is a list of Unity, NH homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score <$25,000 3 Pets, Smoker $250
Full Time Job 650-699 Credit Score $25 to 50,000 2 Pets, Smoker $140
Freelancer 700-749 Credit Score <$25,000 No Pets, Non-Smoker $230