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Deerfield, NH Home Insurance Rates - What Affects It?

The issues listed mainly affect Deerfield, NH Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Deerfield, NH is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Deerfield, NH & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Deerfield 2 Beds, 1 Bath, 1530 sqft $236,000 $73
Limerick, ME 2 Beds, 1 Bath, 1,410 sqft $250,000 $97
Tuftonboro 2 Beds, 1 Bath, 1,630 sqft $218,000 $68
Strafford 4 Beds, 3 Baths, 1,820 sqft $242,000 $66
Kennebunkport, ME 3 Beds, 2 Baths, 2,210 sqft $469,000 $128
Center Sandwich 2 Beds, 1 Bath, 1,150 sqft $155,000 $50
Salisbury, MA 3 Beds, 2 Baths, 1,660 sqft $271,000 $73
Wenham, MA 4 Beds, 3 Baths, 2,800 sqft $464,000 $168
Lebanon, ME 4 Beds, 3 Baths, 2,580 sqft $443,000 $135
Brookline 4 Beds, 2 Baths, 2,650 sqft $253,000 $80
South Ashburnham, MA 3 Beds, 2 Baths, 2,020 sqft $324,000 $111
York Harbor, ME 2 Beds, 1 Bath, 1,690 sqft $279,000 $77
Salem, MA 2 Beds, 1 Bath, 1,520 sqft $170,000 $37
Sharon 4 Beds, 2 Baths, 1,630 sqft $206,000 $69
Effingham 4 Beds, 1 Bath, 2,770 sqft $280,000 $119
Springvale, ME 2 Beds, 1 Bath, 1,200 sqft $183,000 $49
Hudson 2 Beds, 1 Bath, 1,130 sqft $212,000 $75
Hampton Beach 2 Beds, 1 Bath, 960 sqft $117,000 $46
Saco, ME 2 Beds, 1 Bath, 1,180 sqft $125,000 $59
Hamilton, MA 4 Beds, 3 Baths, 1,770 sqft $348,000 $68
Tilton Northfield 4 Beds, 2 Baths, 3,110 sqft $612,000 $231

If your Deerfield, NH home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Deerfield:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $9,500
WIND $9,000
THEFT/BURGLARY $2,500

Your Deerfield, NH insurance agent (see examples below) can help with your claims.

  • Nationwide: Maritza A Bagnall, 20 madbury rd ste 1, Durham, NH, 3824 (603) 397-5253
  • Liberty Mutual Independent: Gordon F Burns Agcy Inc, 38 main st, Goffstown, NH, 3045 (603) 497-3648
  • Travelers: Cross Insurance, 1100 elm st, Manchester, NH, 3102 603-669-3218
  • Liberty Mutual: Andrew A Steeves Lutcf, 6 bedford farms ste 607, Bedford, NH, 3110 1-603-472-3597
  • GEICO: Greg Gerard, 377 south willow street suite b1-5, Manchester, NH, 3103 (603) 391-0670

Your Background Impacts Your Home Insurance Quotes

Here is a list of Deerfield, NH homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $860
Part Time Job Up to 499 Credit Score $25 to 50,000 1 Pet, Smoker $2,770
Freelancer 650-699 Credit Score $50 to $75,000 2 Pets, Non-Smoker $1,930