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The variables explained here drive your Hanover, New Hampshire Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Hanover, NH is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hanover, NH & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hanover 2 Beds, 1 Bath, 1730 sqft $423,000 $61
Thornton 4 Beds, 2 Baths, 3,300 sqft $909,000 $253
Hartford, VT 2 Beds, 1 Bath, 1,050 sqft $209,000 $88
Goshen 3 Beds, 2 Baths, 2,120 sqft $442,000 $141
Wells River, VT 2 Beds, 1 Bath, 1,710 sqft $543,000 $118
Canaan 4 Beds, 3 Baths, 3,100 sqft $572,000 $279
Newbury 4 Beds, 3 Baths, 3,170 sqft $896,000 $371
Montpelier, VT 4 Beds, 3 Baths, 2,340 sqft $567,000 $175
Antrim 3 Beds, 2 Baths, 1,360 sqft $314,000 $141
Braintree, VT 4 Beds, 1 Bath, 1,680 sqft $449,000 $193
Proctorsville, VT 2 Beds, 1 Bath, 1,050 sqft $317,000 $55
Chelsea, VT 3 Beds, 2 Baths, 1,480 sqft $361,000 $61
Plainfield, VT 2 Beds, 1 Bath, 1,090 sqft $302,000 $62
Vershire, VT 3 Beds, 1 Bath, 1,370 sqft $242,000 $120
Danville, VT 2 Beds, 1 Bath, 1,230 sqft $182,000 $79
Langdon 2 Beds, 1 Bath, 1,390 sqft $381,000 $119
Granville, VT 3 Beds, 1 Bath, 1,730 sqft $419,000 $151
Waterville Valley 2 Beds, 1 Bath, 1,000 sqft $298,000 $129
Calais, VT 2 Beds, 1 Bath, 1,000 sqft $207,000 $108
Mount Tabor, VT 2 Beds, 1 Bath, 1,370 sqft $296,000 $168
Lisbon 2 Beds, 1 Bath, 1,460 sqft $331,000 $132

If your Hanover, NH home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hanover:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,000
DAMAGE TO PROPERTY OF OTHERS $5,500
WIND $9,000

Your Hanover, NH insurance agent (see examples below) can help with your claims.

  • Nationwide: Timothy J Guaraldi Agency, 21 bank street, Lebanon, NH, 3766 (603) 448-3250
  • Liberty Mutual Independent: A B Gile Inc, 377 n main st, West Lebanon, NH, 3784 (603) 643-4540
  • Travelers: Paige & Campbell Inc, 25 n main st ste 1, Bradford, VT, 5033 802-222-5222
  • Liberty Mutual: Charles Desmarais Cpcu Lutcf, 30 airport road, West Lebanon, NH, 3784 1-603-298-5547
  • State Farm: Mike Heyl, 2456 christian street, White River Junction, VT, 5001 802-728-6600

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hanover, NH homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score <$25,000 2 Pets, Smoker $1,060
Retired 800-850 Credit Score <$25,000 3 Pets, Non-Smoker $1,690
Freelancer 650-699 Credit Score $75 to $100,000 No Pets, Smoker $1,580