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Franklin, NH Home Insurance Rates - What Affects It?

The issues listed mainly affect Franklin, New Hampshire Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Franklin, NH is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Franklin, NH & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Franklin 2 Beds, 1 Bath, 1510 sqft $141,000 $58
Center Harbor 4 Beds, 2 Baths, 2,510 sqft $311,000 $130
Hadleys 4 Beds, 1 Bath, 2,850 sqft $349,000 $130
Bradford, VT 2 Beds, 1 Bath, 1,590 sqft $151,000 $101
Londonderry 4 Beds, 2 Baths, 2,080 sqft $255,000 $74
Newport 3 Beds, 1 Bath, 1,610 sqft $139,000 $70
Lempster 4 Beds, 2 Baths, 2,670 sqft $340,000 $88
Hartland, VT 3 Beds, 1 Bath, 1,820 sqft $221,000 $40
Weathersfield, VT 3 Beds, 1 Bath, 1,510 sqft $201,000 $44
Union 4 Beds, 3 Baths, 3,040 sqft $339,000 $65
Newfields 2 Beds, 1 Bath, 1,430 sqft $116,000 $77
Nottingham 2 Beds, 1 Bath, 1,130 sqft $137,000 $42
Tuftonboro 3 Beds, 1 Bath, 1,900 sqft $192,000 $37
Henniker 2 Beds, 1 Bath, 1,170 sqft $78,000 $39
Melvin Village 3 Beds, 1 Bath, 1,700 sqft $170,000 $59
Hanover 4 Beds, 3 Baths, 2,600 sqft $165,000 $46
Gilford 2 Beds, 1 Bath, 1,010 sqft $65,000 $32
South Eliot, ME 2 Beds, 1 Bath, 1,370 sqft $97,000 $60
Orange 4 Beds, 1 Bath, 3,270 sqft $420,000 $181
Fremont 2 Beds, 1 Bath, 1,750 sqft $120,000 $45
New London 3 Beds, 1 Bath, 1,550 sqft $136,000 $62

If your Franklin, NH home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Franklin:

Claim Typical Claim Amount
DAMAGE TO PROPERTY OF OTHERS $5,500
WIND $9,000
THEFT/BURGLARY $2,000

Your Franklin, NH insurance agent (see examples below) can help with your claims.

  • Nationwide: Mullen Insurance Agency Inc, 585 union aveste 6, Laconia, NH, 3246 (603) 524-8062
  • Liberty Mutual Independent: Paige Insurance Agency, 14 leavitt rd, Pittsfield, NH, 3263 (603) 435-6767
  • Travelers: Compare A Quote Ins Agcy, 135 weirs blvd unit c3, Laconia, NH, 3246 Phone: 603-528-1854
  • Liberty Mutual: Joshua Fischbein, 22 bridge st. unit 7, Concord, NH, 3301 1-603-225-3524
  • State Farm: Mike Testa, 101 court street, Laconia, NH, 03246-3694 603-524-7733

Your Background Impacts Your Home Insurance Quotes

Here is a list of Franklin, NH homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score $25 to 50,000 3 Pets, Smoker $490
Freelancer 650-699 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $170
Retired 500-549 Credit Score No Income No Pets, Non-Smoker $500