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Louisville, NE Home Insurance Rates - What Impacts It?

Given here are some important aspects of your Louisville, NE Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Louisville, NE is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Louisville, NE & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Louisville 4 Beds, 1 Bath, 2460 sqft $224,000 $65
Manley 3 Beds, 1 Bath, 1,310 sqft $132,000 $49
Papillion Second II 4 Beds, 3 Baths, 3,050 sqft $309,000 $86
Richland II 2 Beds, 1 Bath, 1,650 sqft $126,000 $35
Shenandoah, IA 2 Beds, 1 Bath, 1,320 sqft $135,000 $49
Mariposa 2 Beds, 1 Bath, 1,240 sqft $70,000 $35
Sterling 2 Beds, 1 Bath, 1,540 sqft $135,000 $68
Waverly 2 Beds, 1 Bath, 1,580 sqft $137,000 $60
Bennington 2 Beds, 1 Bath, 1,290 sqft $103,000 $32
Fisher, IA 2 Beds, 1 Bath, 1,050 sqft $96,000 $26
Abie 2 Beds, 1 Bath, 1,280 sqft $99,000 $24
Millard 4 Beds, 1 Bath, 2,190 sqft $196,000 $61
Osage 4 Beds, 3 Baths, 3,220 sqft $302,000 $48
Ingraham, IA 3 Beds, 1 Bath, 1,970 sqft $147,000 $38
Farragut, IA 2 Beds, 1 Bath, 1,040 sqft $87,000 $31
Hazel Dell, IA 2 Beds, 1 Bath, 1,050 sqft $94,000 $31
Palmyra 2 Beds, 1 Bath, 1,120 sqft $100,000 $22
Oak, IA 2 Beds, 1 Bath, 1,790 sqft $176,000 $81
Nehawka 2 Beds, 1 Bath, 950 sqft $93,000 $28
Bentley, IA 4 Beds, 3 Baths, 2,030 sqft $111,000 $76
Maple 3 Beds, 2 Baths, 1,830 sqft $147,000 $43

If your Louisville, NE home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Louisville:

Claim Typical Claim Amount
THEFT/BURGLARY $2,500
WIND $3,500
ACCIDENTAL DISCHARGE/LEAKAGE $6,000

Your Louisville, NE insurance agent (see examples below) can help with your claims.

  • Farmers: Stephen Steve Dodds, 5332 s 138th st ste 203, Omaha, NE, 68137 (402) 896-6565
  • Travelers: Empire Park Insurance Agency Llc, 11319 p st, Omaha, NE, 68137 402-592-1150
  • Liberty Mutual Independent: N P Dodge Insurance Agency Inc, 12002 pacific st., Omaha, NE, 68154
  • GEICO: Jon Manz, 13026 west center road, Omaha, NE, 68144 402-491-4100
  • State Farm: Doug Geyer, 11923 pacific street, Omaha, NE, 68154-3468 402-330-6100

Your Background Impacts Your Home Insurance Quotes

Here is a list of Louisville, NE homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score <$25,000 3 Pets, Non-Smoker $40
Retired 550-599 Credit Score <$25,000 No Pets, Smoker $40
Full Time Job Up to 499 Credit Score $75 to $100,000 1 Pet, Smoker $30