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Ponca, NE Home Insurance Rates - What Affects It?

The issues listed mainly affect Ponca, NE Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Ponca, NE is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ponca, NE & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ponca 4 Beds, 3 Baths, 1970 sqft $176,000 $38
Dolphin 3 Beds, 1 Bath, 1,780 sqft $162,000 $59
Covington 2 Beds, 1 Bath, 1,060 sqft $95,000 $31
Dawes 2 Beds, 1 Bath, 1,340 sqft $77,000 $16
Dakota Dunes, SD 4 Beds, 2 Baths, 2,610 sqft $146,000 $49
Brunsville, IA 2 Beds, 1 Bath, 1,140 sqft $70,000 $26
Chapin 4 Beds, 2 Baths, 1,940 sqft $96,000 $50
Eden, SD 4 Beds, 3 Baths, 2,900 sqft $191,000 $46
Randolph 3 Beds, 1 Bath, 2,290 sqft $115,000 $49
Irene, SD 4 Beds, 2 Baths, 2,320 sqft $169,000 $54
Ponca 2 Beds, 1 Bath, 1,020 sqft $92,000 $26
Dakota City 3 Beds, 1 Bath, 1,220 sqft $75,000 $27
Chatsworth, IA 4 Beds, 1 Bath, 2,570 sqft $115,000 $64
Hartington 4 Beds, 1 Bath, 2,070 sqft $163,000 $64
Moville, IA 2 Beds, 1 Bath, 1,300 sqft $83,000 $17
Nassau, IA 2 Beds, 1 Bath, 1,220 sqft $59,000 $24
Maskell 3 Beds, 2 Baths, 1,630 sqft $106,000 $52
Wayne 3 Beds, 1 Bath, 2,190 sqft $121,000 $46
Rodney, IA 3 Beds, 1 Bath, 2,330 sqft $199,000 $51
Anthon, IA 4 Beds, 3 Baths, 2,150 sqft $119,000 $51
Dixon 4 Beds, 1 Bath, 1,620 sqft $69,000 $21

If your Ponca, NE home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ponca:

Claim Typical Claim Amount
WIND $3,500
ACCIDENTAL DISCHARGE/LEAKAGE $6,000
THEFT/BURGLARY $2,500

Your Ponca, NE insurance agent (see examples below) can help with your claims.

  • Farmers: Sara Bye, 5 market st, Vermillion, SD, 57069 (605) 659-6484
  • Travelers: Arthur J Gallagher Risk Management Svcs Inc, 4280 sergeant rd ste 200, Sioux City, IA, 51106 712-252-4026
  • State Farm: Brad Fowler, 113 w main st, Elk Point, SD, 57025 605-356-3371
  • Allstate: Bill Hornbeck, 3162 singing hills blvd, Sioux City, IA, 51106 (712) 252-9898
  • Liberty Mutual Independent: Mills-Shellhammer-Puetz & Asso, 117 pierce st ste 200, Sioux City, IA, 51101 (712) 258-2580

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ponca, NE homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score <$25,000 More than 3 Pets at home, Smoker $130
Freelancer 700-749 Credit Score $100 to $150,000 1 Pet, Smoker $170
Retired 550-599 Credit Score <$25,000 3 Pets, Non-Smoker $330