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North Platte, NE Home Insurance Rates - What Impacts It?

Given here are some important aspects of your North Platte, Nebraska Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in North Platte, NE is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for North Platte, NE & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
North Platte 3 Beds, 2 Baths, 1750 sqft $168,000 $53
Sutherland 4 Beds, 3 Baths, 2,030 sqft $153,000 $37
Keystone 2 Beds, 1 Bath, 1,480 sqft $69,000 $32
Stapleton No. 2 3 Beds, 1 Bath, 1,590 sqft $137,000 $36
Government 4 Beds, 2 Baths, 2,930 sqft $162,000 $62
Stockville 4 Beds, 1 Bath, 2,620 sqft $146,000 $49
Lemley 3 Beds, 2 Baths, 2,360 sqft $210,000 $84
Paxton 4 Beds, 1 Bath, 2,100 sqft $137,000 $52
Sarben 2 Beds, 1 Bath, 1,410 sqft $129,000 $45
Tryon 2 Beds, 1 Bath, 1,790 sqft $155,000 $27
Hall 3 Beds, 2 Baths, 1,590 sqft $130,000 $43
East Laird 4 Beds, 3 Baths, 2,010 sqft $139,000 $31
Star 3 Beds, 1 Bath, 2,260 sqft $174,000 $42
Laird 3 Beds, 1 Bath, 2,100 sqft $124,000 $40
Deerfield 3 Beds, 1 Bath, 2,370 sqft $120,000 $52
German 4 Beds, 2 Baths, 2,150 sqft $181,000 $87
North Platte 3 Beds, 1 Bath, 1,770 sqft $123,000 $48
Willow Island 2 Beds, 1 Bath, 1,190 sqft $78,000 $22
Farnam 4 Beds, 2 Baths, 3,130 sqft $260,000 $83
Stapleton 2 Beds, 1 Bath, 1,400 sqft $102,000 $36
Whitetail 4 Beds, 3 Baths, 3,060 sqft $145,000 $44

If your North Platte, NE home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in North Platte:

Claim Typical Claim Amount
PHYSICAL DAMAGE $3,500
HAIL $7,000
WIND $3,500

Your North Platte, NE insurance agent (see examples below) can help with your claims.

  • Farmers: Steven Rhoades, 102 n dewey st ste a, North Platte, NE, 69101 (308) 534-9050
  • Travelers: American Agency Np Llc, 422 n dewey, North Platte, NE, 69101 308-532-4400
  • State Farm: Diana Phelps, 803 south dewey st, North Platte, NE, 69101 308-532-6994
  • Allstate: The Ins. Store Inc, 518 south jeffers, North Platte, NE, 69103 (308) 532-5713
  • Liberty Mutual Independent: Western Nebraska Insurance, 416 s. dewey st. north platte, North Platte, NE, 69101

Your Background Impacts Your Home Insurance Quotes

Here is a list of North Platte, NE homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 600-649 Credit Score No Income No Pets, Non-Smoker $110
Full Time Job 750-799 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $240
Retired 500-549 Credit Score <$25,000 1 Pet, Non-Smoker $60