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The issues listed mainly affect Oxford, NE Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Oxford, NE is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Oxford, NE & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Oxford 3 Beds, 2 Baths, 1730 sqft $83,000 $26
Cozad 2 Beds, 1 Bath, 1,190 sqft $67,000 $17
Alma 3 Beds, 2 Baths, 2,400 sqft $74,000 $39
Earl 3 Beds, 2 Baths, 1,990 sqft $112,000 $50
Odessa 3 Beds, 2 Baths, 1,590 sqft $91,000 $29
Plainview, KS 3 Beds, 1 Bath, 1,550 sqft $51,000 $20
Hayes 3 Beds, 2 Baths, 1,900 sqft $67,000 $28
Coyote 4 Beds, 1 Bath, 3,170 sqft $142,000 $48
Axtell 3 Beds, 1 Bath, 1,840 sqft $73,000 $29
Albany 3 Beds, 1 Bath, 1,550 sqft $71,000 $17
Fritsch 2 Beds, 1 Bath, 1,420 sqft $76,000 $31
Blaine 2 Beds, 1 Bath, 1,750 sqft $113,000 $34
Russell 4 Beds, 1 Bath, 2,570 sqft $93,000 $29
New Era 4 Beds, 1 Bath, 3,070 sqft $153,000 $48
Granite, KS 4 Beds, 1 Bath, 3,300 sqft $172,000 $51
Heartwell 3 Beds, 2 Baths, 1,850 sqft $68,000 $23
Amherst 3 Beds, 1 Bath, 1,620 sqft $69,000 $20
Stockville 2 Beds, 1 Bath, 1,170 sqft $36,000 $23
Cosmo 3 Beds, 1 Bath, 2,040 sqft $81,000 $40
Smithfield 4 Beds, 3 Baths, 2,720 sqft $101,000 $58
German, KS 4 Beds, 3 Baths, 1,670 sqft $60,000 $19

If your Oxford, NE home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Oxford:

Claim Typical Claim Amount
THEFT SCHEDULED PROPERTY $5,500
HAIL $5,000
THEFT/BURGLARY $2,500

Your Oxford, NE insurance agent (see examples below) can help with your claims.

  • State Farm: Randy Grassmeyer, 611 4th ave, Holdrege, NE, 68949-2202 308-995-6868
  • Allstate: Lundeen Isaacson, 425 west avenue, Holdrege, NE, 68949
  • Allstate: Lundeen Isaacson, 425 west ave, Holdrege, NE, 68949 (308) 995-8614
  • State Farm: Steve Mccoy, 514 nebraska ave, Arapahoe, NE, 68922-2832 308-962-5278
  • State Farm: Steve Mccoy, 514 nebraska ave, Arapahoe, NE, 68922-0560 308-962-7626

Your Background Impacts Your Home Insurance Quotes

Here is a list of Oxford, NE homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 700-749 Credit Score <$25,000 No Pets, Smoker $570
Retired 500-549 Credit Score $25 to 50,000 1 Pet, Non-Smoker $470
Freelancer 800-850 Credit Score <$25,000 More than 3 Pets at home, Smoker $110