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Little Salt, NE Home Insurance Rates - What Affects It?

The issues listed mainly affect Little Salt, NE Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Little Salt, NE is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Little Salt, NE & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Little Salt 4 Beds, 2 Baths, 2410 sqft $428,000 $101
Gilmore I 4 Beds, 1 Bath, 2,250 sqft $340,000 $106
Pebble 3 Beds, 1 Bath, 1,560 sqft $210,000 $53
Milligan 4 Beds, 1 Bath, 3,090 sqft $348,000 $153
Colfax 3 Beds, 2 Baths, 1,330 sqft $238,000 $45
Palmyra 4 Beds, 1 Bath, 3,110 sqft $424,000 $145
Ashland 3 Beds, 2 Baths, 2,160 sqft $324,000 $84
Schuyler 3 Beds, 2 Baths, 1,230 sqft $184,000 $51
McArdle 4 Beds, 1 Bath, 2,340 sqft $328,000 $156
Rock Bluff 3 Beds, 2 Baths, 1,640 sqft $229,000 $40
Jefferson 3 Beds, 2 Baths, 1,200 sqft $213,000 $60
Marietta 3 Beds, 1 Bath, 1,500 sqft $241,000 $58
Platford-Springfield I 3 Beds, 2 Baths, 1,410 sqft $274,000 $59
Exeter 3 Beds, 2 Baths, 2,310 sqft $238,000 $51
Tipton 3 Beds, 1 Bath, 2,050 sqft $271,000 $132
Kennard 4 Beds, 3 Baths, 2,190 sqft $226,000 $79
Wyoming 3 Beds, 2 Baths, 1,660 sqft $208,000 $99
Richland V 4 Beds, 3 Baths, 2,370 sqft $348,000 $56
Bismark 3 Beds, 2 Baths, 1,240 sqft $137,000 $49
Richland III 3 Beds, 1 Bath, 1,420 sqft $277,000 $58
Offutt AFB 3 Beds, 1 Bath, 1,390 sqft $138,000 $45

If your Little Salt, NE home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Little Salt:

Claim Typical Claim Amount
WATER DAMAGE $4,500
HAIL $5,000
THEFT/BURGLARY $2,500

Your Little Salt, NE insurance agent (see examples below) can help with your claims.

  • Farmers: Scott Kieffer, 916 n 70th st, Lincoln, NE, 68505 (402) 488-5277
  • Travelers: Homeservices Insurance Inc, 4000 pine lake rd, Lincoln, NE, 68516 402-483-4500
  • State Farm: Brenda Henning, 23 main st, Seward, NE, 68434-2111 402-643-4548
  • Allstate: Raymond Thielen, 4949 n 26th st ste c, Lincoln, NE, 68521 (402) 435-5757
  • Liberty Mutual Independent: Nebraska Innovative Insurance, 1517 n cotner blvd, Lincoln, NE, 68505 402-466-5735

Your Background Impacts Your Home Insurance Quotes

Here is a list of Little Salt, NE homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score <$25,000 3 Pets, Non-Smoker $130
Retired 650-699 Credit Score <$25,000 2 Pets, Smoker $170
Freelancer 550-599 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $630