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Check out some must see numbers behind your Shelby, MT Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Shelby, MT is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Shelby, MT & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Shelby 5 Beds, 3 Baths, 1580 sqft $127,000 $45
Shelby 5 Beds, 1 Bath, 2,820 sqft $173,000 $57
Sunburst 5 Beds, 1 Bath, 2,520 sqft $180,000 $60
Kevin 5 Beds, 3 Baths, 2,860 sqft $198,000 $62
Conrad 3 Beds, 2 Baths, 1,690 sqft $119,000 $52
Chester 5 Beds, 1 Bath, 4,260 sqft $282,000 $120
Valier 5 Beds, 2 Baths, 2,850 sqft $149,000 $76
Brady 2 Beds, 1 Bath, 960 sqft $54,000 $28
Little Browning 3 Beds, 1 Bath, 2,210 sqft $222,000 $34
Santa Rita 4 Beds, 1 Bath, 2,550 sqft $175,000 $84
Cut Bank 4 Beds, 2 Baths, 3,170 sqft $199,000 $66
Blackfeet Reservation 4 Beds, 2 Baths, 1,870 sqft $113,000 $34
Sweet Grass 5 Beds, 2 Baths, 4,030 sqft $247,000 $119
Joplin 3 Beds, 1 Bath, 1,260 sqft $106,000 $29
Inverness 4 Beds, 3 Baths, 3,170 sqft $278,000 $122
Dupuyer 2 Beds, 1 Bath, 1,620 sqft $111,000 $43
Dutton 3 Beds, 2 Baths, 1,770 sqft $84,000 $43
Dupuyer 2 Beds, 1 Bath, 1,350 sqft $115,000 $27
Power 5 Beds, 1 Bath, 2,620 sqft $138,000 $65
Bynum 4 Beds, 2 Baths, 2,390 sqft $141,000 $53
Rudyard 4 Beds, 1 Bath, 3,370 sqft $204,000 $84

If your Shelby, MT home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Shelby:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $13,500
PHYSICAL DAMAGE $4,000
WIND $5,500

Your Shelby, MT insurance agent (see examples below) can help with your claims.

  • State Farm: Mark Olson, 111 1st st s, Shelby, MT, 59474-1953 406-434-5342
  • Allstate: Northern Montana Insurance Services Inc, 301 1st st po box 890, Shelby, MT, 59474 (406) 434-5201

Your Background Impacts Your Home Insurance Quotes

Here is a list of Shelby, MT homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score <$25,000 2 Pets, Non-Smoker $170
Retired 700-749 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $160
Full Time Job 800-850 Credit Score $75 to $100,000 No Pets, Smoker $860