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This startling study about Jefferson County, Montana Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Jefferson County, MT is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Jefferson County, MT & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Jefferson County 2 Beds, 1 Bath, 1200 sqft $98,000 $42
Manhattan 3 Beds, 2 Baths, 1,290 sqft $149,000 $50
Avon 3 Beds, 1 Bath, 1,770 sqft $304,000 $63
Wheatland 4 Beds, 1 Bath, 3,330 sqft $358,000 $138
Silver Bow 5 Beds, 2 Baths, 2,200 sqft $331,000 $94
Helena Valley 5 Beds, 1 Bath, 2,150 sqft $336,000 $119
Amsterdam 5 Beds, 4 Baths, 1,630 sqft $163,000 $62
Elkhorn 2 Beds, 1 Bath, 1,040 sqft $130,000 $60
Helena Side 4 Beds, 2 Baths, 3,250 sqft $318,000 $130
Montana City 5 Beds, 1 Bath, 4,500 sqft $436,000 $128
Boulder 4 Beds, 2 Baths, 3,090 sqft $329,000 $85
Warm Springs 5 Beds, 3 Baths, 2,130 sqft $334,000 $91
Twin Bridges 5 Beds, 4 Baths, 4,430 sqft $457,000 $156
Townsend 4 Beds, 1 Bath, 3,310 sqft $309,000 $137
Logan 4 Beds, 2 Baths, 2,230 sqft $287,000 $86
Townsend 2 Beds, 1 Bath, 1,010 sqft $127,000 $78
Toston 5 Beds, 2 Baths, 4,510 sqft $464,000 $289
Garrison 4 Beds, 1 Bath, 1,700 sqft $195,000 $88
Silver Bow 2 Beds, 1 Bath, 1,250 sqft $170,000 $50
South Hills 2 Beds, 1 Bath, 1,320 sqft $103,000 $43
Three Forks 5 Beds, 2 Baths, 4,010 sqft $425,000 $287

If your Jefferson County, MT home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Jefferson County:

Claim Typical Claim Amount
SMOKE $7,500
WATER DAMAGE $4,000
THEFT/BURGLARY $3,000

Your Jefferson County, MT insurance agent (see examples below) can help with your claims.

  • State Farm: Jim Lynch, 9 west legion lane po box 153, Whitehall, MT, 59759 406-287-3907

Your Background Impacts Your Home Insurance Quotes

Here is a list of Jefferson County, MT homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score <$25,000 2 Pets, Smoker $200
Retired Up to 499 Credit Score $25 to 50,000 1 Pet, Smoker $490
Unemployed 500-549 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $560