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Check out some must see numbers behind your Lake County, Montana Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Lake County, MT is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lake County, MT & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lake County 2 Beds, 1 Bath, 1370 sqft $132,000 $55
Wye 4 Beds, 1 Bath, 1,740 sqft $238,000 $44
Lindisfarne 4 Beds, 1 Bath, 2,630 sqft $194,000 $77
Flathead Reservation 3 Beds, 1 Bath, 1,400 sqft $164,000 $58
Big Arm 4 Beds, 3 Baths, 1,960 sqft $156,000 $87
Forest Hill Village 3 Beds, 1 Bath, 2,350 sqft $344,000 $52
Finley Point 3 Beds, 1 Bath, 2,020 sqft $306,000 $132
Ronan 2 Beds, 1 Bath, 1,350 sqft $194,000 $41
Paradise 3 Beds, 2 Baths, 1,760 sqft $198,000 $84
Pablo 2 Beds, 1 Bath, 1,570 sqft $163,000 $97
Old Agency 2 Beds, 1 Bath, 1,620 sqft $187,000 $76
Huson 4 Beds, 3 Baths, 1,940 sqft $224,000 $50
Woods Bay 2 Beds, 1 Bath, 970 sqft $111,000 $34
Frenchtown 2 Beds, 1 Bath, 1,350 sqft $154,000 $62
Rocky Point 2 Beds, 1 Bath, 1,410 sqft $112,000 $63
Kalispell 3 Beds, 2 Baths, 2,030 sqft $279,000 $78
Lakeside 4 Beds, 2 Baths, 2,810 sqft $281,000 $165
Swan Lake 4 Beds, 3 Baths, 2,790 sqft $360,000 $168
Helena Flats 2 Beds, 1 Bath, 1,460 sqft $215,000 $83
Kerr 4 Beds, 1 Bath, 3,350 sqft $515,000 $121
Rollins 2 Beds, 1 Bath, 1,000 sqft $90,000 $38

If your Lake County, MT home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lake County:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,000
LIABILITY (ALL OTHER) $11,500
THEFT/BURGLARY $3,000

Your Lake County, MT insurance agent (see examples below) can help with your claims.

  • Travelers: Bishop Insurance Service, 104 main st sw, Ronan, MT, 59864
  • State Farm: Jeff Andrews, 314 1st st e ste 102, Polson, MT, 59860-2100 406-883-5983
  • Liberty Mutual Independent: Bishop Insurance Service, 302 1st st w, Polson, MT, 59860 406-883-5372
  • Farmers: Tracy Dooley, 704 3rd ave e apt b, Polson, MT, 59860 (406) 883-0900
  • Farmers: Diane Ivanoff, 309 main st sw, Ronan, MT, 59864 (406) 676-8520

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lake County, MT homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score $25 to 50,000 1 Pet, Non-Smoker $330
Part Time Job Up to 499 Credit Score <$25,000 More than 3 Pets at home, Smoker $90
Freelancer 650-699 Credit Score >$150,000 3 Pets, Non-Smoker $230