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In Depth Laurel, MT Home Insurance Rates Analysis

In Depth Analysis of Laurel, Montana Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Laurel, MT is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Laurel, MT & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Laurel 3 Beds, 1 Bath, 1830 sqft $221,000 $86
Huntley 4 Beds, 2 Baths, 2,290 sqft $268,000 $140
Park City 4 Beds, 1 Bath, 2,120 sqft $318,000 $61
Shepherd 5 Beds, 3 Baths, 4,000 sqft $334,000 $174
Bearcreek 3 Beds, 2 Baths, 1,790 sqft $173,000 $86
Ballantine 3 Beds, 1 Bath, 2,270 sqft $268,000 $55
Carbon 4 Beds, 3 Baths, 3,390 sqft $374,000 $123
Boyd 4 Beds, 2 Baths, 2,300 sqft $206,000 $134
Silesia 5 Beds, 3 Baths, 1,740 sqft $226,000 $76
Fromberg 3 Beds, 2 Baths, 2,350 sqft $249,000 $52
Worden 4 Beds, 3 Baths, 1,800 sqft $178,000 $46
Broadview 4 Beds, 3 Baths, 1,880 sqft $127,000 $57
Belfry 5 Beds, 2 Baths, 4,250 sqft $576,000 $148
Laurel 5 Beds, 2 Baths, 3,200 sqft $279,000 $113
Edgar 4 Beds, 2 Baths, 3,330 sqft $417,000 $82
Columbus 4 Beds, 1 Bath, 2,060 sqft $219,000 $61
Huntley Project 3 Beds, 1 Bath, 1,300 sqft $116,000 $46
Ryegate 4 Beds, 2 Baths, 2,000 sqft $217,000 $54
Fort Smith 3 Beds, 2 Baths, 2,160 sqft $262,000 $66
Yellowstone 2 Beds, 1 Bath, 1,320 sqft $193,000 $64
Joliet 3 Beds, 1 Bath, 1,400 sqft $207,000 $79

If your Laurel, MT home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Laurel:

Claim Typical Claim Amount
FIRE $67,500
HAIL $10,000
WATER DAMAGE $4,000

Your Laurel, MT insurance agent (see examples below) can help with your claims.

  • Travelers: Frontier Insurance Solutions, 2331 lewis ave, Billings, MT, 59102 Phone: 406-656-1452
  • State Farm: Ed Smith, 1655 shiloh rd ste b, Billings, MT, 59106-1726 406-245-6374
  • Allstate: Cole Turley, 2646 grand ave ste 3, Billings, MT, 59102 (406) 855-0159
  • Liberty Mutual Independent: Jackson And Iverson Insurance, 2619 saint johns ave ste c, Billings, MT, 59102 (406) 656-1660
  • Farmers: Jack Odonnell, 520 wicks ln ste 9, Billings, MT, 59105 (406) 259-9795

Your Background Impacts Your Home Insurance Quotes

Here is a list of Laurel, MT homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $600
Freelancer 700-749 Credit Score $100 to $150,000 1 Pet, Non-Smoker $360
Unemployed 800-850 Credit Score <$25,000 3 Pets, Smoker $670