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The variables explained here drive your Petroleum County, MT Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Petroleum County, MT is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Petroleum County, MT & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Petroleum County 4 Beds, 3 Baths, 3000 sqft $172,000 $59
Winnett 4 Beds, 2 Baths, 2,090 sqft $154,000 $59
Winnett 4 Beds, 1 Bath, 3,020 sqft $192,000 $51
Winnett 3 Beds, 2 Baths, 2,110 sqft $137,000 $59
Roy 4 Beds, 2 Baths, 2,820 sqft $188,000 $76
Grass Range 2 Beds, 1 Bath, 1,010 sqft $46,000 $23
Phillips 2 Beds, 1 Bath, 1,000 sqft $85,000 $16
Roundup 2 Beds, 1 Bath, 970 sqft $67,000 $31
Musselshell 3 Beds, 1 Bath, 1,970 sqft $122,000 $40
Melstone 3 Beds, 1 Bath, 1,450 sqft $89,000 $38

If your Petroleum County, MT home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Petroleum County:

Claim Typical Claim Amount
WATER DAMAGE $5,000
FIRE $57,000
PHYSICAL DAMAGE $4,000

Your Background Impacts Your Home Insurance Quotes

Here is a list of Petroleum County, MT homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score <$25,000 3 Pets, Smoker $420
Part Time Job 550-599 Credit Score $25 to 50,000 No Pets, Smoker $800
Full Time Job 600-649 Credit Score $50 to $75,000 1 Pet, Non-Smoker $90