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The variables explained here drive your Lambert, MT Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Lambert, MT is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lambert, MT & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lambert 2 Beds, 1 Bath, 910 sqft $71,000 $30
Henry, ND 3 Beds, 2 Baths, 2,170 sqft $189,000 $71
Yellowstone, ND 3 Beds, 2 Baths, 2,030 sqft $140,000 $59
McCone 4 Beds, 3 Baths, 2,720 sqft $290,000 $67
Buford, ND 2 Beds, 1 Bath, 1,190 sqft $76,000 $46
Culbertson 4 Beds, 2 Baths, 1,940 sqft $114,000 $41
Sioux, ND 2 Beds, 1 Bath, 1,590 sqft $140,000 $38
Lambert 2 Beds, 1 Bath, 1,650 sqft $122,000 $35
Trenton, ND 4 Beds, 1 Bath, 2,790 sqft $287,000 $75
Randolph, ND 4 Beds, 2 Baths, 2,200 sqft $204,000 $49
Charbon, ND 2 Beds, 1 Bath, 1,330 sqft $122,000 $30
Wibaux 4 Beds, 3 Baths, 3,080 sqft $311,000 $105
Glendive 2 Beds, 1 Bath, 1,130 sqft $129,000 $37
Fox Lake 4 Beds, 1 Bath, 2,910 sqft $263,000 $103
Crane 4 Beds, 3 Baths, 2,200 sqft $177,000 $62
Bainville 4 Beds, 1 Bath, 1,820 sqft $142,000 $44
Roosevelt 4 Beds, 1 Bath, 2,060 sqft $221,000 $52
Richey 3 Beds, 2 Baths, 1,430 sqft $122,000 $73
Fort Peck Reservation 2 Beds, 1 Bath, 1,780 sqft $196,000 $32
Knife River 3 Beds, 1 Bath, 2,070 sqft $171,000 $62
Hardscrabble, ND 4 Beds, 2 Baths, 2,900 sqft $167,000 $43

If your Lambert, MT home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lambert:

Claim Typical Claim Amount
WIND $5,500
WATER DAMAGE $5,000
PHYSICAL DAMAGE $4,000

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lambert, MT homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 800-850 Credit Score <$25,000 2 Pets, Non-Smoker $200
Full Time Job Up to 499 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $90
Unemployed 500-549 Credit Score <$25,000 3 Pets, Non-Smoker $1,140