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Given here are some important aspects of your De Kalb, MS Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in De Kalb, MS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for De Kalb, MS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
De Kalb 3 Beds, 1 Bath, 2310 sqft $83,000 $79
Scooba 3 Beds, 2 Baths, 1,880 sqft $79,000 $93
Livingston, AL 3 Beds, 1 Bath, 1,780 sqft $110,000 $113
Geiger, AL 2 Beds, 1 Bath, 1,600 sqft $124,000 $138
Hickory 2 Beds, 1 Bath, 1,390 sqft $53,000 $82
Macedonia, AL 3 Beds, 1 Bath, 2,080 sqft $80,000 $118
Nellieburg 2 Beds, 1 Bath, 1,110 sqft $45,000 $42
Crawford 2 Beds, 1 Bath, 1,210 sqft $80,000 $59
Lake 4 Beds, 1 Bath, 2,210 sqft $80,000 $115
Geiger, AL 2 Beds, 1 Bath, 1,500 sqft $82,000 $108
Union 2 Beds, 1 Bath, 1,220 sqft $52,000 $49
Starkville 4 Beds, 1 Bath, 3,010 sqft $176,000 $107
Gainesville, AL 3 Beds, 2 Baths, 2,270 sqft $176,000 $175
Bellamy, AL 4 Beds, 2 Baths, 1,800 sqft $85,000 $73
Sturgis 2 Beds, 1 Bath, 1,740 sqft $94,000 $120
Enterprise 3 Beds, 1 Bath, 1,360 sqft $54,000 $82
Noxapater 2 Beds, 1 Bath, 1,370 sqft $46,000 $78
Toomsuba 4 Beds, 2 Baths, 1,730 sqft $139,000 $131
Stonewall 4 Beds, 3 Baths, 3,270 sqft $139,000 $147
Memphis, AL 4 Beds, 2 Baths, 3,060 sqft $144,000 $176
Chunky 2 Beds, 1 Bath, 1,560 sqft $89,000 $72

If your De Kalb, MS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in De Kalb:

Claim Typical Claim Amount
MEDICAL PAYMENTS $1,500
WATER DAMAGE $24,500
WIND $4,000

Your De Kalb, MS insurance agent (see examples below) can help with your claims.

  • Travelers: Commercial Ins Agency Inc, 714 hopper avenue, Dekalb, MS, 39328 601-743-2695
  • State Farm: J L White, 307 main ave, Dekalb, MS, 39328-0216 601-743-5178

Your Background Impacts Your Home Insurance Quotes

Here is a list of De Kalb, MS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score $75 to $100,000 2 Pets, Non-Smoker $680
Part Time Job 750-799 Credit Score $25 to 50,000 No Pets, Smoker $4,640
Unemployed Up to 499 Credit Score <$25,000 3 Pets, Smoker $330