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Read about what causes changes in your Charleston, MS Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Charleston, MS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Charleston, MS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Charleston 2 Beds, 1 Bath, 1550 sqft $90,000 $151
Itta Bena 2 Beds, 1 Bath, 1,600 sqft $68,000 $92
Winona 3 Beds, 1 Bath, 1,500 sqft $62,000 $44
Pace 2 Beds, 1 Bath, 1,340 sqft $67,000 $99
Como 3 Beds, 1 Bath, 1,670 sqft $104,000 $111
Sunflower 2 Beds, 1 Bath, 1,180 sqft $90,000 $62
Pope 3 Beds, 1 Bath, 2,060 sqft $77,000 $100
Boyle 2 Beds, 1 Bath, 1,110 sqft $78,000 $66
Oakland 2 Beds, 1 Bath, 1,640 sqft $49,000 $80
Carrollton 3 Beds, 1 Bath, 1,440 sqft $89,000 $91
Sidon 2 Beds, 1 Bath, 1,450 sqft $84,000 $105
Abbeville 2 Beds, 1 Bath, 1,780 sqft $110,000 $97
Sledge 3 Beds, 2 Baths, 1,830 sqft $74,000 $65
Mound Bayou 2 Beds, 1 Bath, 1,660 sqft $66,000 $110
Slate Springs 3 Beds, 1 Bath, 1,480 sqft $50,000 $66
Crowder 3 Beds, 1 Bath, 1,930 sqft $96,000 $151
Duncan 2 Beds, 1 Bath, 970 sqft $43,000 $50
Coahoma 2 Beds, 1 Bath, 1,700 sqft $111,000 $146
Greenwood 2 Beds, 1 Bath, 1,460 sqft $68,000 $73
Morgan City 2 Beds, 1 Bath, 1,670 sqft $100,000 $73
Shaw 2 Beds, 1 Bath, 1,020 sqft $36,000 $41

If your Charleston, MS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Charleston:

Claim Typical Claim Amount
WIND $5,000
MYSTERIOUS DISAPPEARANCE $7,500
PHYSICAL DAMAGE $500

Your Charleston, MS insurance agent (see examples below) can help with your claims.

  • State Farm: John Ball Burnett Jr, court square, Charleston, MS, 38921-2335 662-647-5574

Your Background Impacts Your Home Insurance Quotes

Here is a list of Charleston, MS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 800-850 Credit Score <$25,000 3 Pets, Non-Smoker $470
Full Time Job 500-549 Credit Score <$25,000 2 Pets, Non-Smoker $950
Unemployed 600-649 Credit Score <$25,000 No Pets, Non-Smoker $360