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In Depth Louisville, MS Home Insurance Rates Analysis

In Depth Analysis of Louisville, Mississippi Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Louisville, MS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Louisville, MS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Louisville 2 Beds, 1 Bath, 1760 sqft $79,000 $123
Walnut Grove 4 Beds, 3 Baths, 1,750 sqft $85,000 $140
Weir 4 Beds, 3 Baths, 2,710 sqft $116,000 $199
Eupora 3 Beds, 1 Bath, 2,290 sqft $131,000 $141
De Kalb 4 Beds, 1 Bath, 2,080 sqft $141,000 $83
Vaiden 3 Beds, 1 Bath, 2,380 sqft $192,000 $98
Geiger, AL 3 Beds, 1 Bath, 1,590 sqft $88,000 $78
Sebastopol 4 Beds, 3 Baths, 2,810 sqft $234,000 $180
Tucker 3 Beds, 1 Bath, 1,920 sqft $101,000 $117
French Camp 4 Beds, 1 Bath, 3,000 sqft $218,000 $296
Crawford 4 Beds, 2 Baths, 2,740 sqft $168,000 $271
Redwater 2 Beds, 1 Bath, 1,200 sqft $72,000 $66
Artesia 3 Beds, 2 Baths, 1,230 sqft $63,000 $75
Walthall 4 Beds, 2 Baths, 2,960 sqft $116,000 $158
Pearl River 3 Beds, 2 Baths, 2,050 sqft $95,000 $128
Maben 3 Beds, 2 Baths, 1,950 sqft $111,000 $121
Slate Springs 3 Beds, 2 Baths, 1,590 sqft $85,000 $110
Collinsville 4 Beds, 1 Bath, 1,990 sqft $174,000 $107
Mississippi State 3 Beds, 2 Baths, 2,320 sqft $97,000 $140
Mathiston 3 Beds, 1 Bath, 1,450 sqft $99,000 $118
Decatur 3 Beds, 2 Baths, 1,610 sqft $143,000 $94

If your Louisville, MS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Louisville:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $5,000
WATER DAMAGE $19,000
THEFT/BURGLARY $15,500

Your Louisville, MS insurance agent (see examples below) can help with your claims.

  • Travelers: Renasant Insurance Inc, 323 north church ave, Louisville, MS, 39339
  • State Farm: Rhonda Rogers, 311 n court ave, Louisville, MS, 39339-2325 662-773-3410
  • Allstate: Weaver Ins Agency, p. o. box 903, Ackerman, MS, 39735 (662) 285-6330

Your Background Impacts Your Home Insurance Quotes

Here is a list of Louisville, MS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $790
Retired Up to 499 Credit Score No Income No Pets, Smoker $2,260
Freelancer 600-649 Credit Score >$150,000 3 Pets, Smoker $1,010