ogmer

Understand never seen data about Columbus, Mississippi Home Insurance rates that can dramatically lower your costs.

Replacement Value of your home in Columbus, MS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Columbus, MS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Columbus 3 Beds, 1 Bath, 2130 sqft $178,000 $124
Ethelsville, AL 3 Beds, 1 Bath, 1,200 sqft $105,000 $148
Louisville 3 Beds, 1 Bath, 1,310 sqft $98,000 $114
Columbus AFB 4 Beds, 2 Baths, 2,260 sqft $100,000 $143
Columbus 4 Beds, 2 Baths, 2,500 sqft $156,000 $149
Fayette, AL 4 Beds, 2 Baths, 2,990 sqft $159,000 $182
Houston 2 Beds, 1 Bath, 1,370 sqft $111,000 $129
Beaverton, AL 3 Beds, 1 Bath, 2,020 sqft $166,000 $106
Sulligent, AL 3 Beds, 2 Baths, 1,580 sqft $106,000 $135
Brooksville 3 Beds, 2 Baths, 2,170 sqft $133,000 $131
McMullen, AL 2 Beds, 1 Bath, 1,760 sqft $119,000 $158
Geiger, AL 3 Beds, 2 Baths, 1,400 sqft $120,000 $95
Amory 4 Beds, 2 Baths, 2,430 sqft $186,000 $210
Belk, AL 3 Beds, 1 Bath, 1,660 sqft $116,000 $87
Pickensville, AL 4 Beds, 3 Baths, 1,850 sqft $128,000 $80
Carrollton, AL 4 Beds, 1 Bath, 2,530 sqft $201,000 $154
Sturgis 4 Beds, 3 Baths, 3,040 sqft $153,000 $260
West Point 3 Beds, 2 Baths, 2,220 sqft $114,000 $197
Gu-Win, AL 2 Beds, 1 Bath, 1,090 sqft $65,000 $71
Panola, AL 3 Beds, 1 Bath, 1,900 sqft $102,000 $117
Nettleton 2 Beds, 1 Bath, 900 sqft $61,000 $61

If your Columbus, MS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Columbus:

Claim Typical Claim Amount
WATER DAMAGE $19,000
OPTIONAL COVERAGE LOSSES $5,000
WIND $5,000

Your Columbus, MS insurance agent (see examples below) can help with your claims.

  • Travelers: Columbus Insurance Services Inc, 2610 main st, Columbus, MS, 39701 Phone: 662-327-0777
  • State Farm: Jamey Ballard, 421 e main st, West Point, MS, 39773-3003 662-494-4854
  • Allstate: Oquien Bradley, 3189 highway 45 n ste n, Columbus, MS, 39705 (662) 327-1458
  • Nationwide: John Long Smith Agency, 2024 hwy 45 n, Columbus, MS, 39705 (662) 327-0203
  • Liberty Mutual Independent: Galloway-Chandler-Mckinney Ins, po drawer 836 west point, West Point, MS, 39773

Your Background Impacts Your Home Insurance Quotes

Here is a list of Columbus, MS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $410
Full Time Job 750-799 Credit Score >$150,000 1 Pet, Smoker $2,650
Part Time Job 800-850 Credit Score $25 to 50,000 2 Pets, Non-Smoker $2,440