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Given here are some important aspects of your Lafayette County, Mississippi Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Lafayette County, MS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lafayette County, MS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lafayette County 4 Beds, 2 Baths, 3230 sqft $344,000 $368
Crenshaw 4 Beds, 1 Bath, 2,380 sqft $262,000 $327
Blue Mountain 4 Beds, 1 Bath, 2,400 sqft $234,000 $279
Como 2 Beds, 1 Bath, 1,320 sqft $107,000 $143
Collierville, TN 4 Beds, 2 Baths, 2,000 sqft $252,000 $179
Sherman 3 Beds, 1 Bath, 1,910 sqft $191,000 $216
Pope 3 Beds, 1 Bath, 2,170 sqft $171,000 $325
Taylor 3 Beds, 1 Bath, 2,210 sqft $144,000 $125
Pontotoc 4 Beds, 2 Baths, 1,630 sqft $141,000 $163
Marks 4 Beds, 2 Baths, 3,280 sqft $356,000 $258
Batesville 2 Beds, 1 Bath, 980 sqft $97,000 $68
Hickory Flat 3 Beds, 2 Baths, 1,530 sqft $185,000 $151
Byhalia 3 Beds, 1 Bath, 1,390 sqft $142,000 $124
New Albany 3 Beds, 1 Bath, 2,100 sqft $276,000 $288
Olive Branch 4 Beds, 3 Baths, 1,830 sqft $167,000 $222
Calhoun City 2 Beds, 1 Bath, 1,220 sqft $103,000 $178
Water Valley 2 Beds, 1 Bath, 1,710 sqft $211,000 $200
Lambert 3 Beds, 1 Bath, 2,100 sqft $190,000 $115
Oxford 4 Beds, 1 Bath, 2,590 sqft $257,000 $239
Charleston 4 Beds, 2 Baths, 2,920 sqft $242,000 $368
Vardaman 3 Beds, 1 Bath, 1,850 sqft $133,000 $130

If your Lafayette County, MS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lafayette County:

Claim Typical Claim Amount
MEDICAL PAYMENTS $1,500
OPTIONAL COVERAGE LOSSES $5,000
WIND $5,000

Your Lafayette County, MS insurance agent (see examples below) can help with your claims.

  • Travelers: Bancoxford Insurance Services, 2531 w jackson ave, Oxford, MS, 38655 Phone: 662-234-7916
  • State Farm: Jimmy Carr, 2627a west oxford loop, Oxford, MS, 38655-5442 662-234-3025
  • Allstate: John Harrison, 1106 n lamar blvd ste 100, Oxford, MS, 38655 (662) 281-8745
  • Nationwide: Edward Crisler Rawson, 213 n main st, Water Valley, MS, 38965-2504 (662) 473-1573
  • Liberty Mutual Independent: Oxford Insurance Agency Inc, 403 n lamar blvd, Oxford, MS, 38655 Phone: 662-234-4411

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lafayette County, MS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 700-749 Credit Score <$25,000 2 Pets, Smoker $410
Unemployed 650-699 Credit Score No Income 3 Pets, Smoker $1,120
Full Time Job 600-649 Credit Score $25 to 50,000 No Pets, Smoker $130