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The issues listed mainly affect Harrison County, Mississippi Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Harrison County, MS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Harrison County, MS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Harrison County 4 Beds, 2 Baths, 2150 sqft $278,000 $184
Pearl River, LA 2 Beds, 1 Bath, 1,180 sqft $67,000 $77
Nicholson 4 Beds, 3 Baths, 2,980 sqft $290,000 $211
Henderson Point 4 Beds, 1 Bath, 1,850 sqft $165,000 $116
Bay St. Louis 3 Beds, 2 Baths, 1,860 sqft $162,000 $132
Lumberton 3 Beds, 1 Bath, 1,950 sqft $127,000 $219
Poplarville 2 Beds, 1 Bath, 1,480 sqft $175,000 $199
Eden Isle, LA 3 Beds, 2 Baths, 2,190 sqft $236,000 $184
Pascagoula 4 Beds, 2 Baths, 3,170 sqft $225,000 $146
Hide-A-Way Lake 4 Beds, 1 Bath, 2,050 sqft $185,000 $212
Saucier 3 Beds, 2 Baths, 1,770 sqft $108,000 $192
Escatawpa 4 Beds, 2 Baths, 2,200 sqft $187,000 $230
Grand Bay, AL 3 Beds, 2 Baths, 1,590 sqft $147,000 $111
Helena 4 Beds, 3 Baths, 2,270 sqft $243,000 $185
Lucedale 4 Beds, 3 Baths, 2,040 sqft $116,000 $183
Lyman 3 Beds, 2 Baths, 2,040 sqft $258,000 $205
Wade 2 Beds, 1 Bath, 1,100 sqft $76,000 $113
Gulfport 3 Beds, 2 Baths, 1,500 sqft $111,000 $224
Moss Point 4 Beds, 1 Bath, 1,800 sqft $223,000 $163
Hurley 2 Beds, 1 Bath, 1,690 sqft $96,000 $155
Latimer 4 Beds, 2 Baths, 2,140 sqft $206,000 $263

If your Harrison County, MS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Harrison County:

Claim Typical Claim Amount
WIND $5,000
MYSTERIOUS DISAPPEARANCE $7,000
PHYSICAL DAMAGE $500

Your Harrison County, MS insurance agent (see examples below) can help with your claims.

  • Nationwide: James Poulos, 831 jackson st, Biloxi, MS, 39530-4235 (228) 374-2227
  • Liberty Mutual Independent: Lemon Mohler Insurance, 1964 market street pascagoula, Ocean Springs, MS, 39567 (228) 205-2798
  • Travelers: Gartman Secure Insurance Agency, 2317 government st, Ocean Springs, MS, 39564 228-872-3881
  • GEICO: Ernie Lewelling, 3586 sangani boulevard, suite a, Diberville, MS, 39540 228-832-0600
  • State Farm: Teri Eaton, 15016 dedeaux rd, Gulfport, MS, 39503-3272 228-832-7060

Your Background Impacts Your Home Insurance Quotes

Here is a list of Harrison County, MS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 650-699 Credit Score $25 to 50,000 3 Pets, Non-Smoker $200
Part Time Job 600-649 Credit Score <$25,000 2 Pets, Smoker $2,150
Full Time Job 800-850 Credit Score $50 to $75,000 1 Pet, Non-Smoker $950