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Some really great indicators on Garden City, MO Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Garden City, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Garden City, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Garden City 2 Beds, 1 Bath, 1420 sqft $82,000 $33
Index 4 Beds, 1 Bath, 2,110 sqft $200,000 $45
Mission Woods, KS 3 Beds, 2 Baths, 2,290 sqft $248,000 $82
Oxford, KS 2 Beds, 1 Bath, 1,140 sqft $69,000 $22
Pettis 3 Beds, 1 Bath, 1,660 sqft $186,000 $40
Freeman 3 Beds, 1 Bath, 2,110 sqft $146,000 $59
Appleton 2 Beds, 1 Bath, 1,580 sqft $80,000 $37
East Lynne 4 Beds, 1 Bath, 2,140 sqft $123,000 $53
Paola, KS 2 Beds, 1 Bath, 1,280 sqft $62,000 $42
Sugar Creek, KS 4 Beds, 2 Baths, 3,320 sqft $190,000 $97
Osawatomie, KS 4 Beds, 1 Bath, 3,050 sqft $249,000 $81
Gallatin 4 Beds, 1 Bath, 1,900 sqft $144,000 $53
Mingo 4 Beds, 3 Baths, 1,820 sqft $132,000 $47
Boone 3 Beds, 1 Bath, 2,070 sqft $194,000 $61
Higginsville 2 Beds, 1 Bath, 1,090 sqft $78,000 $39
West Line 3 Beds, 1 Bath, 1,370 sqft $115,000 $32
Gardner, KS 2 Beds, 1 Bath, 1,310 sqft $85,000 $30
Mission, KS 2 Beds, 1 Bath, 1,430 sqft $98,000 $31
Pleasanton, KS 3 Beds, 1 Bath, 2,310 sqft $123,000 $85
Prescott, KS 4 Beds, 2 Baths, 2,100 sqft $178,000 $70
Grand River 4 Beds, 1 Bath, 3,240 sqft $186,000 $62

If your Garden City, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Garden City:

Claim Typical Claim Amount
FIRE $78,500
LIABILITY (ALL OTHER) $25,500
WIND $4,000

Your Garden City, MO insurance agent (see examples below) can help with your claims.

  • Travelers: All American Agency Group, 103 e 4th st, Urich, MO, 64788 660-638-4204
  • State Farm: Bobby Hoffman, 1140 e 10th st, Holden, MO, 64040-9521 816-732-5533
  • Allstate: Mike Watterson Agcy, 406 w 2nd st, Holden, MO, 64040 (816) 732-5512
  • Travelers: All American Agency Group, 103 e 4th st, Urich, MO, 64788
  • State Farm: David Vaughn, 1100 n state route 7 ste a, Pleasant Hill, MO, 64080-1036 816-540-5314

Your Background Impacts Your Home Insurance Quotes

Here is a list of Garden City, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score $25 to 50,000 3 Pets, Non-Smoker $110
Full Time Job 700-749 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $230
Unemployed 550-599 Credit Score <$25,000 1 Pet, Non-Smoker $410