ogmer

This startling study about Winchester, MO Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Winchester, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Winchester, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Winchester 3 Beds, 1 Bath, 2170 sqft $212,000 $92
Millstadt, IL 2 Beds, 1 Bath, 1,660 sqft $190,000 $53
Floraville, IL 2 Beds, 1 Bath, 1,430 sqft $100,000 $51
Flint Hill 2 Beds, 1 Bath, 1,540 sqft $103,000 $56
Cedar Hill Lakes 3 Beds, 1 Bath, 1,960 sqft $140,000 $58
Webster Groves 3 Beds, 1 Bath, 1,540 sqft $125,000 $33
Villa Ridge 2 Beds, 1 Bath, 1,070 sqft $136,000 $50
Fairview Heights, IL 3 Beds, 1 Bath, 2,250 sqft $247,000 $55
Troy 2 Beds, 1 Bath, 1,370 sqft $113,000 $66
Alorton, IL 2 Beds, 1 Bath, 1,410 sqft $138,000 $34
St. Jacob, IL 2 Beds, 1 Bath, 1,710 sqft $210,000 $58
Madison, IL 2 Beds, 1 Bath, 1,660 sqft $155,000 $54
Old Jamestown 2 Beds, 1 Bath, 1,740 sqft $165,000 $57
Portage Des Sioux 3 Beds, 1 Bath, 1,830 sqft $122,000 $53
Chesterfield 2 Beds, 1 Bath, 1,640 sqft $113,000 $39
Otterville, IL 2 Beds, 1 Bath, 1,320 sqft $107,000 $30
Herculaneum 2 Beds, 1 Bath, 1,090 sqft $78,000 $29
Shiloh Valley, IL 3 Beds, 2 Baths, 1,210 sqft $141,000 $39
Winchester 3 Beds, 2 Baths, 2,000 sqft $178,000 $45
Lenzburg, IL 3 Beds, 1 Bath, 1,380 sqft $90,000 $46
Breton 3 Beds, 1 Bath, 2,300 sqft $220,000 $75

If your Winchester, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Winchester:

Claim Typical Claim Amount
HAIL $18,500
THEFT SCHEDULED PROPERTY $52,000
FIRE $78,500

Your Winchester, MO insurance agent (see examples below) can help with your claims.

  • Nationwide: Estal Insurance And Financial Services Inc, 2124 bryan valley commercial dr., O Fallon, MO, 63366 (636) 978-3696
  • Farmers: Eric Collier, 4185 crescent dr ste c, Saint Louis, MO, 63129 (314) 849-9898
  • Travelers: Powers Group Inc, 7745 carondelet ave ste 200, Clayton, MO, 63105 (314) 725-1414
  • Liberty Mutual Independent: Ahm Insurance Group, 11975 westline industrial dr, Saint Louis, MO, 63146 314-523-8800
  • Liberty Mutual: Barb Walgren, 5650 mexico road suite 11, St. Peters, MO, 63376 1-636-300-9364

Your Background Impacts Your Home Insurance Quotes

Here is a list of Winchester, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $50
Freelancer 550-599 Credit Score $100 to $150,000 2 Pets, Smoker $660
Full Time Job 750-799 Credit Score $25 to 50,000 1 Pet, Smoker $80