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The variables explained here drive your Fabius, MO Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Fabius, MO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Fabius, MO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Fabius 2 Beds, 1 Bath, 1620 sqft $115,000 $55
Thomson 2 Beds, 1 Bath, 1,630 sqft $108,000 $47
Ursa, IL 2 Beds, 1 Bath, 1,590 sqft $156,000 $47
Fabius 2 Beds, 1 Bath, 1,430 sqft $95,000 $39
Ashburn 3 Beds, 2 Baths, 1,640 sqft $106,000 $44
Luray 2 Beds, 1 Bath, 1,470 sqft $146,000 $44
Monticello 3 Beds, 1 Bath, 1,560 sqft $145,000 $41
Ellington, IL 3 Beds, 1 Bath, 1,750 sqft $194,000 $46
Harmony, IL 2 Beds, 1 Bath, 1,610 sqft $148,000 $39
Chambersburg, IL 2 Beds, 1 Bath, 930 sqft $65,000 $29
Hull, IL 3 Beds, 2 Baths, 2,040 sqft $178,000 $52
Birmingham, IL 3 Beds, 1 Bath, 1,830 sqft $114,000 $56
New Canton, IL 2 Beds, 1 Bath, 1,540 sqft $155,000 $31
South Gorin 3 Beds, 1 Bath, 1,240 sqft $122,000 $51
Palmyra 3 Beds, 2 Baths, 1,980 sqft $185,000 $57
Bowling Green 3 Beds, 1 Bath, 1,920 sqft $184,000 $69
Highland 3 Beds, 1 Bath, 1,310 sqft $93,000 $43
Pittsfield, IL 3 Beds, 2 Baths, 1,410 sqft $165,000 $42
Columbus, IL 2 Beds, 1 Bath, 1,400 sqft $136,000 $42
New London 2 Beds, 1 Bath, 970 sqft $86,000 $29
Bowen, IL 3 Beds, 2 Baths, 1,740 sqft $153,000 $48

If your Fabius, MO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Fabius:

Claim Typical Claim Amount
FIRE $78,500
HAIL $23,000
OPTIONAL COVERAGE LOSSES $9,500

Your Fabius, MO insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Cason Huff & Schlueter, 331 s 36th st, Quincy, IL, 62301 (217) 222-0263
  • Travelers: Cason Huff And Schlueter Inc, 331 s 36th st ste 5, Quincy, IL, 62305 217-222-0263
  • Farmers: Karen Munch, 18 northport plz, Hannibal, MO, 63401 (573) 221-1898
  • State Farm: Derek Zahm, 2501 broadway st ste 2, Quincy, IL, 62301-3654 217-222-4200
  • Allstate: Clayton & Riley Ins, 3935 mcmasters ave, Hannibal, MO, 63401 (573) 221-6800

Your Background Impacts Your Home Insurance Quotes

Here is a list of Fabius, MO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 750-799 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $180
Part Time Job 600-649 Credit Score $25 to 50,000 No Pets, Non-Smoker $300
Full Time Job 650-699 Credit Score <$25,000 2 Pets, Smoker $330